Cattaraugus County and Persia Town property record for 45 Frederick St, Gowanda, NY 14070 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,020 sqft Living Area |
| Lot Size | 11,250 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (1994) |
| Tax Bill | $1,697.00 (2025) |
| Primary APN | 047201 16.036-3-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,020 sqft Living Area |
| 1st Floor | 1,020 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,250 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 450 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 324 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0884 |
|---|---|
| Street Address | 45 FREDERICK ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16 06 08 |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CATTARAUGUS NY |
| Minor Civil Division | PERSIA |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records · APN 047201 16.036-3-10
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 FREDERICK ST, GOWANDA, NY 14070-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 1994 · Amount on Record |
| Deed Sale | Jul 08, 1994 · Amount on Record |
| Deed Book / Page | 938 / 366 |
| Prior Transfer Date | Jun 30, 1994 |
| Prior Transfer Doc | 0938000366 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 45 FREDERICK ST, GOWANDA, NY 14070-1512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016095 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 202316095 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (+1.92%) Homeowner's exemption | $103,300 (+13.39%) Land $6,800 Building $96,500 | $103,300 (+13.39%) Land $6,800 Building $96,500 |
| 2024 | $1,665.00 | ||
| 2023 | $91,100 Land $6,800 Building $84,300 | $91,100 Land $6,800 Building $84,300 |
Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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