45 Franklin St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 45 Franklin St, Lynn, MA 01902

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1 bd · 2 ba · 4,084 sqft · built 1873
Lot Size0.124 acres (5,419 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (May 1994)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (minimal risk)
APNB:069 L:641 S:045

Property Details

APN / Parcel Number

Primary APNB:069 L:641 S:045
Alternative APN
  • LYNN M:069 B:641 L:045

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms4 Rooms
Units3 Units
Stories3 Stories
Building Area4,084 sqft Total Area
Gross Area5,978 sqft
Basement Area1,507 sqft
Unfinished Basement1,507 sqft

Exterior

Year BuiltBuilt 1873
Effective Year BuiltEffective 1873
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeMansard
Roof MaterialSlate
Lot Area5,419 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address45 FRANKLIN ST
CityLYNN
StateMA
Zip01902-4107
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeB3
Legal Block641
Legal Lot Number45
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group1
Census Block1003
Census Tract206100

Owner

Source: Essex County and Lynn City records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address33 ATLANTIC TER, LYNN, MA 01902-3156
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 1994 · Amount on Record
Deed SaleMay 11, 1994 · Amount on Record
Last Transfer DateOct 3, 2022
Transfer Doc0041228-59
Record UpdatedOct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateOct 4, 2022
Property Address45 FRANKLIN ST, LYNN, MA 01902-4107
Document Number0041228-59
Book / Page41228 / 59
Instrument DateOct 3, 2022
Instrument20221004000790
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address33 ATLANTIC TER, LYNN, MA 01902-3156

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2025$607,000 (+6.23%) Land $230,700 Building $376,300
2024$571,400 (+13.82%) Land $219,300 Building $352,100
2023$502,000 Land $201,300 Building $300,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: Starry, T-Mobile.

Nearby Properties on Franklin St

Nearby Streets

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