45 Franklin Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 45 Franklin Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,433 sqft · built 1884
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$1,800,000 (May 2023)
Tax Bill	$17,003 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02613-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-02613-0000-00002`
Alternative APNs	`1800163000000010` `180261300002`

Interior

Stories	2 Stories
Building Area	2,433 sqft Living Area

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number	1800163000000010
Street Address	45 FRANKLIN PL
City	SUMMIT
State	NJ
Zip	07901-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	CITY/SUMMIT
Legal Block	2613
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3006
Census Tract	37700

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Bargain and Sale Deed, Transfer GREEN HILL TITLE, GREEN HILL TITLE LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Mar 1, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	202328889
Deed Book / Page	6508 / 2488
Prior Transfer Date	Feb 3, 2006
Prior Transfer Doc	0055650363
Record Updated	Sep 20, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 16, 2023
Property Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629
Document Number	0065082488
Book / Page	6508 / 2488
Instrument Date	May 12, 2023
Instrument	28889
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$37,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 HOBART AVE, SUMMIT, NJ 07901-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149512633
Date	Apr 30, 2021
Book Page	14951/2633
Instrument	10886

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146210383
Date	Nov 25, 2019
Book Page	14621/0383
Instrument	682355

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Nov 24, 2045

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 1, 2018
Property Address	45 FRANKLIN PL, SUMMIT, NJ 07901-3629
Document Number	0062480913
Book / Page	006248 / 000913
Instrument Date	Feb 21, 2018
Instrument	297281
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	CORTES AND HAY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 FRANKLIN PL SUMMIT NJ 079013629, SUMMIT, NJ 07901-3629

Mortgage

Document Number	144120335
Date	Mar 1, 2018
Book Page	014412/000335
Instrument	654366

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,300 (-) Land $128,300 Building $252,000	$380,300 (-) Land $128,300 Building $252,000
2025	$17,003.00 (+2.64%)	$380,300 (-) Land $128,300 Building $252,000	$380,300 (-) Land $128,300 Building $252,000
2024	$16,566.00 (+1.71%)
2023		$380,300 Land $128,300 Building $252,000	$380,300 Land $128,300 Building $252,000
2022	$16,288.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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