45 Fox Meadow Ln, Summit Point, WV 25446 Property Records

Jefferson County property record for 45 Fox Meadow Ln, Summit Point, WV 25446

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,609 sqft · built 1999
Lot Size	20.3 acres (884,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2022)
Tax Bill	$3,582 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-0003.0000`

Property Details

APN / Parcel Number

Primary APN	`06-15-0003.0000`
Alternative APN	`19-06-15-0003.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,609 sqft Living Area
1st Floor Area	5,218 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	884,704 sqft (20.3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	45 FOX MEADOW LN
City	SUMMIT POINT
State	WV
Zip	25446-3787
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20.31 AC MONTE VIEW-1319
Legal Subdivision	SUMMIT VIEW ESTATES
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4007
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 FOX MEADOW LN, SUMMIT POINT, WV 25446-3787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jun 29, 2022	Deed, Transfer
Mar 9, 2022	Deed, Transfer · Commercial Mortgage RIDGECREST INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	20223017
Deed Book / Page	1276 / 556
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	45 FOX MEADOW LN, SUMMIT POINT, WV 25446-3787
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FOX MEADOW LN, SUMMIT POINT, WV 25446-3787

Mortgage

Document Number	002471/511
Date	Jul 22, 2022
Book Page	2471/511
Instrument	202200010445

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 29, 2022
Property Address	45 FOX MEADOW LN, SUMMIT POINT, WV 25446-3787
Document Number	001283/733
Book / Page	1283 / 733
Map Reference	MB 26 PG 398
Instrument Date	Jun 16, 2022
Instrument	202200009423
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 FOX MEADOW LANE, SUMMIT POINT, WV 25446-3787

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 9, 2022
Property Address	45 FOX MEADOW LN, SUMMIT POINT, WV 25446-3787
Document Number	001276/556
Book / Page	1276 / 556
Map Reference	MB 803 PG 190
Instrument Date	Mar 7, 2022
Instrument	202200003017
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	322 N MILDRED ST # 100, 100, CHARLES TOWN, WV 25414-1834
Investor	Possibly a Property Investor

Mortgage

Document Number	202200003018
Date	Mar 9, 2022
Instrument	202200003018

Lender

Name	RIDGECREST INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,582.00 (+0.76%)	$310,600 (+1.5%) Land $82,000 Building $228,600	$517,667 (+1.5%) Land $136,667 Building $381,000
2025	$3,555.00 (-10.18%)	$306,000 (-9.71%) Land $74,800 Building $231,200	$510,000 (-9.7%) Land $124,600 Building $385,400
2023	$3,958.00	$338,900 Land $126,400 Building $212,500	$564,800 Land $210,600 Building $354,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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