45 Fox Hedge Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 45 Fox Hedge Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	7,066 sqft · built 1989
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$1,875,000 (Feb 2013)
Tax Bill	$29,131 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01402-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`58-01402-0000-00009`
Alternative APNs	`580140200009` `026800`

Interior

Stories	2 Stories
Building Area	7,066 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	87,556 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	026800
Street Address	45 FOX HEDGE RD
City	SADDLE RIVER
State	NJ
Zip	07458-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.01 AC. (7,3-11)
Legal Subdivision	SAWMILL RDG SEC 6
Legal Block	1402
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3004
Census Tract	53100

Owner

45 Fox Hedge Rd is owned and occupied by two individuals who bought it in February 2013.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 FOX HEDGE RD, SADDLE RIVER, NJ 07458-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 21, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2013 · Amount on File
Deed Sale	Feb 19, 2013 · Amount on File
Prior Sale	Sep 19, 2000
Deed Document Number	201317331
Deed Book / Page	1282 / 2199
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 FOX HEDGE RD, SADDLE RIVER, NJ 07458-2717
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039351511
Date	Jan 28, 2021
Book Page	3935/1511
Instrument	21-012895

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 FOX HEDGE RD, SADDLE RIVER, NJ 07458-2717
Document Number	0028360093
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FOX HEDGE RD SADDLE RIVER NJ 074582717, SADDLE RIVER, NJ 07458-2717

Mortgage

Document Number	0028360093
Date	Jan 16, 2018
Book Page	002836/000093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Fox Hedge Rd was $29,131, up 3% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,730,200 (-) Land $1,212,000 Building $1,518,200	$2,730,200 (-) Land $1,212,000 Building $1,518,200
2025	$29,131.00 (+2.99%)	$2,730,200 Land $1,212,000 Building $1,518,200	$2,730,200 Land $1,212,000 Building $1,518,200
2024	$28,284.00
2023		$2,730,200 Land $1,212,000 Building $1,518,200	$2,730,200 Land $1,212,000 Building $1,518,200
2022	$27,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Fox Hedge Rd in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Fox Hedge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Nearby Properties on Fox Hedge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures