45 Forest St, North Brookfield, MA 01535 Property Records

Worcester County and North Brookfield Town property record for 45 Forest St, North Brookfield, MA 01535

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,092 sqft · built 1885
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$238,400 (Feb 2021)
Tax Bill	$3,100 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2023 Mortgage + 4 more
APN	`2121040001700450`

Property Details

APN / Parcel Number

Primary APN	`2121040001700450`
Alternative APN	`NBFD M:104 B:00017 L:00450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	1,134 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2121040001700450
Street Address	45 FOREST ST
City	NORTH BROOKFIELD
State	MA
Zip	01535-1938
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	11
Legal Block	17
Legal Lot Number	450
Jurisdiction	NORTH BROOKFIELD MA
Township / Civil Division	NORTH BROOKFIELD
Census Block Group	2
Census Block	2012
Census Tract	725100

Owner

45 Forest St, a duplex, is owned and occupied by an individual who bought it in February 2021.

Source: Worcester County and North Brookfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage MACKINAC SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Book / Page	64528 / 364
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	64528-364
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BROOKFIELD MA
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068051-234
Date	Aug 10, 2022
Book Page	68051/234
Instrument	88304

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BROOKFIELD MA
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068724-258
Date	Jan 17, 2023
Book Page	68724/258
Instrument	4219

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BROOKFIELD MA
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069862-392
Date	Nov 9, 2023
Book Page	69862/392
Instrument	93866

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH BROOKFIELD MA
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00071021-1
Date	Sep 13, 2024
Book Page	71021/1
Instrument	74586

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH BROOKFIELD MA
Recording Date	Feb 23, 2021
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Document Number	064528-364
Book / Page	64528 / 364
Instrument Date	Feb 22, 2021
Instrument	25482
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938

Mortgage

Document Number	0000025483
Date	Feb 23, 2021
Instrument	25483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH BROOKFIELD MA
Recording Date	Apr 19, 2017
Property Address	45 FOREST ST, NORTH BROOKFIELD, MA 01535-1938
Document Number	56997-65
Book / Page	56997 / 65
Instrument	39041
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569970067
Date	Apr 19, 2017
Instrument	56997/0067

Lender

Name	MACKINAC SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45 Forest St was $3,100, down 14.2% from the year before.

Source: Worcester County and North Brookfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	North Brookfield Town
Unified School District	North Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,100.00 (-14.15%)	$259,200 (+1.73%) Land $67,000 Building $192,200	$341,767
2025	$3,611.00 (+21.38%)	$254,800 (+12.44%) Land $61,000 Building $193,800
2024	$2,975.00 (-4.09%)	$226,600 (-2.41%) Land $60,400 Building $166,200
2023	$3,102.00	$232,200 Land $54,800 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 45 Forest St; there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BROOKFIELD WATER DEPARTMENT serves 3,863 people · EPA ID MA2212000
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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