45 Forest Pond, Cameron, NC 28326 Property Records

Harnett County property record for 45 Forest Pond, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Apr 2022)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500049012`

Property Details

APN / Parcel Number

Primary APN	`1500049012`
Alternative APN	`099567 0006 37`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,521 sqft Heated Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	95 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500049012
Street Address	45 FOREST POND
City	CAMERON
State	NC
Zip	28326-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#D-11 CAROLINA SEASONS SEC#1 PC#E-85C
Legal Subdivision	CAROLINA SEASONS
Legal Lot Number	D-11
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 FOREST POND, CAMERON, NC 28326-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Correction Deed
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20228437
Deed Book / Page	4143 / 387
Record Updated	Oct 29, 2026

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 4, 2022
Property Address	45 FOREST POND, CAMERON, NC 28326-9639
Document Number	0000110861
Book / Page	4169 / 1051
Map Reference	CAB E SL 85-C
Instrument Date	Mar 18, 2022
Instrument	2022110861
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 N GARRISON RD, 115, ROCK HILL, SC 29730-8925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 FOREST POND, CAMERON, NC 28326-9639

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 21, 2022
Property Address	45 FOREST POND, CAMERON, NC 28326-9639
Document Number	0000008437
Book / Page	4143 / 387
Map Reference	CAB E SL 85-C
Instrument Date	Mar 18, 2022
Instrument	2022008437
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 N GARRISON RD, 115, ROCK HILL, SC 29730-8925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 FOREST POND, CAMERON, NC 28326-9639

Mortgage

Document Number	0000008438
Date	Apr 21, 2022
Instrument	2022008438

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 28, 2017
Property Address	45 FOREST POND, CAMERON, NC 28326-9639
Document Number	0000014615
Book / Page	3545 / 0389
Map Reference	CAB E SL 85C
Instrument Date	Sep 18, 2017
Instrument	2017014615
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 COTSWOLD CT, 113, WILLIAMSBURG, VA 23185-5756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FOREST POND, CAMERON, NC 28326-9639

Mortgage

Document Number	0000014616
Date	Sep 28, 2017
Instrument	2017014616

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 (+43.55%)	$233,533 (+39.02%)	$233,533 (+39.02%) Land $30,270 Building $203,263
2023	$1,279.00	$167,991	$167,991 Land $12,170 Building $155,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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