45 Ford St, Ansonia, CT 06401 Property Records

Ansonia City property record for 45 Ford St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,095 sqft · built 1800
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27430`

Property Details

APN / Parcel Number

Primary APN	`27430`
Alternative APN	`ANSO M:089 B:0002 L:000A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,095 sqft Living Area
Gross Area	2,227 sqft
1st Floor Area	731 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	27430
Street Address	45 FORD ST
City	ANSONIA
State	CT
Zip	06401-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	2
Legal Lot Number	A
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1000
Census Tract	125100

Owner

Source: Ansonia City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 FORD ST, ANSONIA, CT 06401-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit LOAN STORE INC
Oct 1, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2021
Transfer Doc	595-1069
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	45 FORD ST, ANSONIA, CT 06401-2747
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000636-588
Date	Dec 19, 2025
Book Page	636/588
Instrument	1997700011

Lender

Name	LOAN STORE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Oct 1, 2021
Property Address	45 FORD ST, ANSONIA, CT 06401-2747
Document Number	595-1069
Book / Page	595 / 1069
Instrument Date	Sep 29, 2021
Instrument	1831780001
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FORD ST, ANSONIA, CT 06401-2747

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	45 FORD ST, ANSONIA, CT 06401-2747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	573-118
Date	Nov 5, 2019
Book Page	573/118
Instrument	1748760010

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00	$132,860 (-) Land $56,490 Building $76,370	$189,800 Land $80,700 Building $109,100
2024	$3,793.00 (+8.81%)
2023	$3,486.00 (-7.97%)	$132,860 (+32.59%) Land $56,490 Building $76,370
2022	$3,788.00	$100,200 Land $58,900 Building $41,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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