45 Florence Dr, Shelton, CT 06484 Property Records

Shelton City property record for 45 Florence Dr, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,344 sqft · built 1994
Lot Size	0.98 acres (42,689 sqft)
Owner	Trust Name on File
Last Sale	$35,000 (Apr 1994)
Tax Bill	$6,995 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:72 L:63`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:72 L:63`
Alternative APNs	`SHLT M:72 L:63` `72 63`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
Gross Area	3,444 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	72 63
Street Address	45 FLORENCE DR
City	SHELTON
State	CT
Zip	06484-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	63
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	1
Census Block	1008
Census Tract	110400

Owner

45 Florence Dr is owner-occupied and held in a trust since December 2022.

Source: Shelton City records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	45 FLORENCE DR, SHELTON, CT 06484-2531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 8, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 1994 · Amount on File
Deed Sale	Apr 20, 1994 · Amount on File
Prior Sale	Apr 20, 1994 · Amount on File
Deed Book / Page	1220 / 239
Last Transfer Date	Dec 2, 2022
Transfer Doc	04211-1015
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	45 FLORENCE DR, SHELTON, CT 06484-2531
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004252-669
Date	Jun 16, 2025
Book Page	4252/669
Instrument	2025-2377

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELTON CT
Recording Date	Dec 8, 2022
Property Address	45 FLORENCE DR, SHELTON, CT 06484-2531
Document Number	04211-1015
Book / Page	4211 / 1015
Instrument Date	Dec 2, 2022
Instrument	2022-5889
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	45 FLORENCE DR, SHELTON, CT 06484-2531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3786-320
Date	Feb 28, 2018
Book Page	3786/320

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45 Florence Dr was $6,995, up 14.3% from the year before.

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,995.00 (+14.32%)	$451,010 (+38.71%) Land $149,310 Building $301,700	$686,505 (+201.62%)
2025	$6,119.00	$325,150 Land $113,120 Building $212,030	$227,605 Land $79,184 Building $148,421
2024	$6,119.00 (+7.73%)
2023	$5,680.00	$325,150 Land $113,120 Building $212,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Florence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Florence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Florence Dr

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