45 Florence Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 45 Florence Ave, Smithtown, NY 11787 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage849 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
GarageAttached, 250 sqft
OccupancyOwner Occupied
Last Sale$360,000 (2005)
Tax Bill$4,564.00 (2024)

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 134.-3-16.1

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 FLORENCE AVE, SMITHTOWN, NY 11787-5725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Stand Alone Refinance
JPMORGAN CHASE BANK NA
Mar 31, 2017Deed of Trust, Mortgage
CITIBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2005 · Amount on Record
Deed SaleApr 28, 2005 · Amount on Record
Prior SaleJun 27, 1996 · Amount on Record
Deed Book / Page12384 / 430
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 FLORENCE AVE, SMITHTOWN, NY 11787-5725
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233140386
DateAug 17, 2021
Book Page23314/386
InstrumentDM029886
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 FLORENCE AVE, SMITHTOWN, NY 11787-5725
Document Number0228490677
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyUNLIMITED ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 FLORENCE AVE SMITHTOWN NY 117875725, SMITHTOWN, NY 11787-5725

Mortgage

Document Number0228490677
DateAug 29, 2017
Book Page022849/000677
Lender
NameCITIBANK
TypeFederal Savings Bank (FSB)
AddressO FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term276 Months
DueAug 28, 2040

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,990 (-) Land $155 Building $1,835$248,750 (+10,776.69%) Land $19,375 Building $229,375
2024$4,564.00
2023$1,990 Land $155 Building $1,835$2,287 Land $178 Building $2,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN473489 134.-3-16.1
Alternative APNs
  • 0800-134.00-03.00-016.001
  • 348913400000030160010000
  • 47340031434

Interior

Full Baths1 Baths
Building Area849 sqft Living Area
Gross Area1,099 sqft Gross Area
1st Floor849 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood Exterior
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area250 sqft Garage
Shed1 Shed
Shed Area60 sqft Shed
ViewSuburban View

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address45 FLORENCE AVE
CitySMITHTOWN
StateNY
Zip11787-5725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4-160301 *20 5 & E 25 L 6 BIRCHCROFT COL BLK G L1-2
Legal Block3
Legal Lot Number16
JurisdictionSUFFOLK NY
Minor Civil DivisionSMITHTOWN
Census Blockgroup3
Census Block3005
Census Tract135306

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