Hampden County and Springfield City property record for 45 Flora St, Springfield, MA 01129 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1973 |
| Square Footage | 1,062 sqft Living Area |
| Lot Size | 9,426 sqft (0.216 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,100.00 (2025) |
Source: Hampden County and Springfield City records · APN SPRI S:05198 P:0022
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| Oct 07, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Aug 08, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| May 13, 2021 | Personal Representative Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 23880-225 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 17, 2026 |
| Property Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Document Number | 0000027801 |
| Book / Page | 26378 / 336 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202627801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Document Number | 0000027801, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 26378/336 |
| Instrument | 202627801 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026058-435 |
|---|---|
| Date | Oct 07, 2025 |
| Book Page | 26058/435 |
| Instrument | 47565 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025108-545 |
|---|---|
| Date | Aug 08, 2023 |
| Book Page | 25108/545 |
| Instrument | 36804 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 13, 2021 |
| Property Address | 45 FLORA ST, SPRINGFIELD, MA 01129-1905 |
| Document Number | 23880-225 |
| Book / Page | 23880 / 225 |
| Instrument Date | May 10, 2021 |
| Instrument | 32758 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 (+10.07%) | $261,500 (+19.68%) Land $59,900 Building $201,600 | $286,900 (+3.25%) |
| 2024 | $277,875 | ||
| 2023 | $3,725.00 | $218,500 Land $57,000 Building $161,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SPRI S:05198 P:0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,062 sqft Living Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Shed Roof Construction |
| Lot Area | 9,426 sqft (0.216 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 51980022 |
|---|---|
| Street Address | 45 FLORA ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01129-1905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 801604 |
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