St. Johns County property record for 45 Flint St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,250 sqft · built 2016 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,300 (Jan 2017) |
| Tax Bill | $6,715 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000702-0600 |
| Primary APN | 000702-0600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 2,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 515 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 FLINT ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/36-46 RIVERTOWN MAIN STREET DISTRICT SECTION 1 LOT 60 OR4312/1671 & 6036/286(L/E) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN MAIN STREET DISTRICT SECTION 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 20807 |
45 Flint St is owned and occupied by two individuals who acquired it in September 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 22, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jan 5, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERBANK.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on File |
| Deed Sale | Jan 5, 2017 · Amount on File |
| Prior Sale | May 25, 2016 · Amount on File |
| Deed Document Number | 20171098 |
| Deed Book / Page | 4312 / 1671 |
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0060360286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Document Number | 0053690013 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5369/13 |
| Instrument | 2021101245 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051161770 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 5116/1770 |
| Instrument | 2020110758 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Document Number | 0047660674 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 FLINT ST ST JOHNS FL 322598631, ST JOHNS, FL 32259-8631 |
| Document Number | 0047660674 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 004766/000674 |
| Instrument | 54163 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 45 FLINT ST, SAINT JOHNS, FL 32259-8631 |
| Document Number | 0043121671 |
| Book / Page | 4312 / 1671 |
| Map Reference | MB63 PG36-46 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 2017001098 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,270.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 RACETACK RD102, 1629, SAINT JOHNS, FL 32259 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 322, SHELTON, CT 06484-0322 |
| Document Number | 2017001099 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017001099 |
| Name | EVERBANK.COM |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 45 Flint St was $6,715, up 9.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,194 (+2.7%) | $428,937 (-3.49%) Land $95,000 Building $333,937 | |
| 2025 | $6,715.00 (+9.88%) Homeowner's exemption | $300,092 (+2.9%) | $444,443 (+1.64%) Land $105,000 Building $339,443 |
| 2024 | $6,111.00 (+2.22%) Homeowner's exemption | $291,635 (+3%) | $437,253 (+2.76%) Land $94,000 Building $343,253 |
| 2023 | $5,978.00 (+1.91%) Homeowner's exemption | $283,141 (+3%) | $425,490 (+5.98%) Land $94,000 Building $331,490 |
| 2022 | $5,866.00 Homeowner's exemption | $274,894 | $401,487 Land $84,000 Building $317,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Flint St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Flint St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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