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45 Flat Top Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Flat Top Trl, Murphy, NC 28906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage4,126 sqft Heated Area
Lot Size40,946 sqft (0.94 acres)
Last Sale$650,000 (2026)
Tax Bill$2,721.00 (2025)

Property Details

APN / Parcel Number

Primary APN551103109517000
Alternative APN
  • 35126

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area4,126 sqft Heated Area
Gross Area6,760 sqft Gross Area
1st Floor3,310 sqft 1st Floor
Upper Floors816 sqft Upper Floors
Basement Area1,514 sqft Basement
Finished Basement1,514 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area40,946 sqft (0.94 acres)
Depth X Width232 ft x 442 ft Depth x Width
Deck Area2,490 sqft Deck
Porch Area144 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number35126
Street Address45 FLAT TOP TRL
CityMURPHY
StateNC
Zip28906-6956
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 65 HIGHLAND CREEK 1325/213
Legal SubdivisionHIGHLAND CREEK
Legal Lot Number65
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2015
Census Tract930501

Owner

Source: Cherokee County records · APN 551103109517000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8448 PINEY BRANCH DR, APEX, NC 27539-6893
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2009Deed of Trust, Mortgage · Conventional Mortgage
NANTAHALA BANK & TRUST CO
Jun 17, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLSFARGOBANKNA
Nov 21, 2011Warranty Deed, Transfer · Conventional Mortgage
NANTAHALA BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Prior SaleNov 21, 2011 · Amount on Record
Deed Doc Number20262985
Deed Book / Page1803 / 1004
Record RefreshedSep 20, 2026

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address45 FLAT TOP TRL, MURPHY, NC 28906-6956
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01361/0411
DateJun 26, 2009
Book Page1361/0411
Instrument2009-0003674
Lender
NameNANTAHALA BANK & TRUST CO
TypeNon-Lending Institution
AddressMURPHY, NC 28906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJun 26, 2011

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 17, 2026
Property Address45 FLAT TOP TRL, MURPHY, NC 28906-6956
Document Number0000002985
Book / Page1803 / 1004
Instrument DateJun 13, 2026
Instrument20262985
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$131,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8448 PINEY BRANCH DR, APEX, NC 27539-6893
InvestorPossibly a Property Investor

Mortgage

Document Number0000002986,
DateJun 17, 2026
Instrument20262986
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 21, 2011
Property Address45 FLAT TOP TRL, MURPHY, NC 28906-6956
Document Number01425/0083
Book / Page1425 / 0083
Instrument DateNov 15, 2011
Instrument5454
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$348.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address38 HICKORY ST, MURPHY, NC 28906-2730

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 OAK ST, INVERNESS, FL 34452-6500

Mortgage

Document Number01425/0086
DateNov 21, 2011
Book Page1425/0086
Instrument5455
Lender
NameNANTAHALA BANK & TRUST CO
AddressFRANKLIN, NC 28734
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,721.00$404,990 (-)$404,990 (-) Land $30,000 Building $374,990
2023$404,990$404,990 Land $30,000 Building $374,990

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