45 Fiske Hill Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 45 Fiske Hill Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,430 sqft · built 1940
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$318,750 (Nov 2014)
Tax Bill	$8,577 (2026)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`280-03532-045`

Property Details

APN / Parcel Number

Primary APN	`280-03532-045`
Alternative APNs	`STUR M:280 B:000 L:3532-045` `M:280 B:000 L:3532=045`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	4,497 sqft
Basement Area	953 sqft
Unfinished Basement	953 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	280-03532-045
Street Address	45 FISKE HILL RD
City	STURBRIDGE
State	MA
Zip	01566-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	3532-45
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 FISKE HILL RD, STURBRIDGE, MA 01566-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Deed Book / Page	53059 / 151
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	45 FISKE HILL RD, STURBRIDGE, MA 01566-1233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63395-22
Date	Oct 1, 2020
Book Page	63395/22
Instrument	115333

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,577.00 (+3.05%)	$549,800 (+5.22%) Land $110,300 Building $439,500	$550,208 (-11.4%)
2025	$8,323.00 (+4.32%)	$522,500 (+8%) Land $105,900 Building $416,600	$621,015 (+6.54%)
2024	$7,978.00 (+6.29%)	$483,800 (+16.47%) Land $103,700 Building $380,100	$582,920
2023	$7,506.00	$415,400 Land $90,000 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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