Warren County property record for 45 Figgins Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,548 sqft · built 1946 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (Dec 2022) |
| Tax Bill | $1,514 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19/87/A |
| Primary APN | 19/87/A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 828 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 312 sqft |
| Deck Area | 264 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7150 |
|---|---|
| Old Parcel Number | 19 87A |
| Street Address | 45 FIGGINS RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SONNER - FOLEY |
| Legal Subdivision | FORK-COUNTY |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20300 |
45 Figgins Rd is owned by a company that bought it in December 2022.
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10900 NE 4TH ST, 2300, BELLEVUE, WA 98004-5882 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Dec 30, 2022 | Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Feb 8, 2021 | Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Prior Sale | Feb 8, 2021 · Amount on File |
| Deed Document Number | 20227289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 45 FIGGINS RD, FRONT ROYAL, VA 22630-8115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0230004654 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 230004654 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAS VEGAS, NV 89119 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Dec 30, 2022 |
| Property Address | 45 FIGGINS RD, FRONT ROYAL, VA 22630-8115 |
| Document Number | 0220007289 |
| Map Reference | MB 78 PG 429 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 220007289 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | BMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10900 NE 4TH ST STE 2300, 2300, BELLEVUE, WA 98004-5882 |
| Investor | Possibly a Property Investor |
| Document Number | 0220007290 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 220007290 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Feb 8, 2021 |
| Property Address | 45 FIGGINS RD, FRONT ROYAL, VA 22630-8115 |
| Document Number | 210001147 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 210001147 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 410 E LIBERTY ST, CHARLES TOWN, WV 25414-1828 |
The 2026 property tax bill for 45 Figgins Rd was $1,514, up 18.7% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,514.00 (+18.75%) | $266,200 (-) Land $63,400 Building $202,800 | |
| 2025 | $1,275.00 (+0.08%) | $266,200 (+2.38%) Land $63,400 Building $202,800 | $266,200 (+2.38%) Land $63,400 Building $202,800 |
| 2024 | $1,274.00 | $260,000 (-) Land $46,000 Building $214,000 | $260,000 (-) Land $46,000 Building $214,000 |
| 2023 | $260,000 Land $46,000 Building $214,000 | $260,000 Land $46,000 Building $214,000 | |
| 2022 | $1,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Figgins Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Figgins Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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