Old Saybrook Town property record for 45 Ferry Rd, Old Saybrook, CT 06475
| Property Type | Apartments (5+ Units) |
|---|---|
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $16,198 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2022 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 486810 |
| Primary APN | 486810 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|
| Lot Area | 243,936 sqft (5.6 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 486810 |
|---|---|
| Street Address | 45 FERRY RD |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-1449 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | A |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 670200 |
Source: Old Saybrook Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 99 DURHAM RD, B, MADISON, CT 06443-2629 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL FOR CHANGE INC |
| Apr 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 45 FERRY RD, OLD SAYBROOK, CT 06475-1449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000672-676 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 672/676 |
| Name | CAPITAL FOR CHANGE INC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 45 FERRY RD, OLD SAYBROOK, CT 06475-1449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000675-10 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 675/10 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2042 |
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045,000 (+11.97%) Building $1,045,000 | $731,500 Building $731,500 | |
| 2024 | $16,198.00 (-15.13%) | ||
| 2023 | $19,086.00 (+1.84%) | $933,300 (-) Building $933,300 | |
| 2022 | $18,741.00 | $933,300 Building $933,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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