45 Ferndale Cv, Jackson, TN 38305 Property Records

Madison County property record for 45 Ferndale Cv, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,646 sqft · built 2000
Lot Size	0.385 acres (16,800 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Jul 2023)
Tax Bill	$2,340 (2022)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057033J D 04000`

Property Details

APN / Parcel Number

Primary APN	`057033J D 04000`
Alternative APN	`033J D 04000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,646 sqft Living Area
1st Floor Area	1,545 sqft
Upper Floors Area	2,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,800 sqft (0.385 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Garage Type	Finished
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	191 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 FERNDALE CV
City	JACKSON
State	TN
Zip	38305-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D48
Legal Subdivision	FORREST POINTE
Legal Block	22
Legal Lot Number	2211 112
Jurisdiction	MADISON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4020
Census Tract	1612

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Dec 23, 2020	Warranty Deed, Transfer · FHA Mortgage LEADERS CU
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage COLTEN MORTGAGE
Dec 4, 2018	Grant Deed, Construction Loan · Construction Mortgage REVOLVER FIN
Mar 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	0007781261
Deed Book / Page	778 / 1261
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jul 14, 2023
Property Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Document Number	0D778/1261
Book / Page	D778 / 1261
Map Reference	MB 8 PG 72
Instrument Date	Jul 14, 2023
Instrument	23007203
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FERNDALE CV, JACKSON, TN 38305-1777

Mortgage

Document Number	0023007204
Date	Jul 14, 2023
Instrument	23007204

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 23, 2020
Property Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Document Number	00D761/878
Book / Page	D761 / 878
Map Reference	MB 8 PG 72
Instrument Date	Dec 18, 2020
Instrument	20016555
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FERNDALE CV, JACKSON, TN 38305-1777

Mortgage

Document Number	0020016556
Date	Dec 23, 2020
Instrument	20016556

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 16, 2019
Property Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Document Number	0D753/1299
Book / Page	D753 / 1299
Map Reference	MB 8 PG 72
Instrument Date	Aug 21, 2019
Instrument	19011372
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FERNDALE CV, JACKSON, TN 38305-1777

Mortgage

Document Number	0019011373
Date	Sep 16, 2019
Instrument	19011373

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MADISON TN
Recording Date	Dec 4, 2018
Property Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Document Number	0000014112
Book / Page	00D748 / 001939
Instrument Date	Oct 18, 2018
Instrument	14112
Transaction Type	Construction Loan
Record Updated	Dec 14, 2018
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2331 SIRIUS ST THOUSAND OAKS CA 913601750, THOUSAND OAKS, CA 91360-1750

Mortgage

Document Number	14113
Date	Dec 4, 2018
Book Page	0T2084/001089
Instrument	14113

Lender

Name	REVOLVER FIN
Address	DALLAS, TX 75201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 3, 2019

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON TN
Recording Date	Mar 23, 2018
Property Address	45 FERNDALE CV, JACKSON, TN 38305-1777
Document Number	0000002996
Book / Page	00D744 / 001652
Instrument Date	Mar 14, 2018
Instrument	2996
Transaction Type	Foreclosure
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$510.96
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,150 (-) Land $6,875 Building $60,275
2023		$67,150 (-) Land $6,875 Building $60,275
2022	$2,340.00	$67,150 Land $6,875 Building $60,275	$268,600 Land $27,500 Building $241,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

45 Ferndale Cv, Jackson, TN 38305 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Grant Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ferndale Cv

Nearby Streets

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