Somerset County and Warren Township property record for 45 Ferguson Rd, Warren, NJ 07059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,197 sqft · built 1947 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 2022) |
| Tax Bill | $10,417 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00055-0000-00011-03 |
| Primary APN | 20-00055-0000-00011-03 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,197 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 90,169 sqft |
| Account Number | 00016210 |
|---|---|
| Street Address | 45 FERGUSON RD |
| City | WARREN |
| State | NJ |
| Zip | 07059-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 55 |
| Legal Lot Number | 11.3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 52203 |
Source: Somerset County and Warren Township records · APN 20-00055-0000-00011-03
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FERGUSON RD, WARREN, NJ 07059-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 10, 2022 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Prior Sale | Oct 02, 2013 · Amount on Record |
| Deed Document Number | 202210224 |
| Deed Book / Page | 7430 / 738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 30, 2026 |
| Property Address | 45 FERGUSON RD, WARREN, NJ 07059-6907 |
| Document Number | 0000021509 |
| Book / Page | 7694 / 3299 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202621509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 FERGUSON RD, WARREN, NJ 07059-6907 |
| Document Number | 0000021509, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 7694/3299 |
| Instrument | 202621509 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 10, 2022 |
| Property Address | 45 FERGUSON RD, WARREN, NJ 07059-6907 |
| Document Number | 0000010224 |
| Book / Page | 7430 / 738 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022010224 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | GREEN HILL TITLE, GREEN HILL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2002 BAYVIEW AVE, 2002, BARNEGAT LIGHT, NJ 08006-1480 |
| Name | Verified Name |
|---|---|
| Address | 45 FERGUSON RD, WARREN, NJ 07059-6907 |
| Document Number | 0000010225 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022010225 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Somerset County and Warren Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,291,600 (+117.22%) Land $381,900 Building $909,700 | $1,291,600 (+117.22%) Land $381,900 Building $909,700 | |
| 2025 | $10,417.00 (+2.42%) | $594,600 (+15.57%) Land $363,600 Building $231,000 | $594,600 (+15.57%) Land $363,600 Building $231,000 |
| 2024 | $10,171.00 (-1.18%) | ||
| 2023 | $514,500 Land $305,400 Building $209,100 | $514,500 Land $305,400 Building $209,100 | |
| 2022 | $10,292.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350522031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Nov 2011, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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