45 Ferguson Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 45 Ferguson Rd, Warren, NJ 07059 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,197 sqft · built 1947
Lot Size2.06 acres (90,169 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Mar 2022)
Tax Bill$10,417 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-00055-0000-00011-03

Property Details

APN / Parcel Number

Primary APN20-00055-0000-00011-03
Alternative APNs
  • 20000550000000110003
  • 00016210

Interior

Stories2 Stories
Building Area2,197 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeFrame
Lot Area90,169 sqft

Location & Zoning

Account Number00016210
Street Address45 FERGUSON RD
CityWARREN
StateNJ
Zip07059-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block55
Legal Lot Number11.3
JurisdictionSOMERSET NJ
Township / Civil DivisionWARREN
Census Block Group1
Census Block1001
Census Tract52203

Owner

Source: Somerset County and Warren Township records · APN 20-00055-0000-00011-03

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 FERGUSON RD, WARREN, NJ 07059-6907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Mar 10, 2022Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2022 · Amount on Record
Deed SaleMar 10, 2022 · Amount on Record
Prior SaleOct 02, 2013 · Amount on Record
Deed Document Number202210224
Deed Book / Page7430 / 738
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateJul 30, 2026
Property Address45 FERGUSON RD, WARREN, NJ 07059-6907
Document Number0000021509
Book / Page7694 / 3299
Instrument DateJul 25, 2026
Instrument202621509
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyAMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 FERGUSON RD, WARREN, NJ 07059-6907

Mortgage

Document Number0000021509,
DateJul 30, 2026
Book Page7694/3299
Instrument202621509
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2056
Interest
Rate6.49%
Max Rate-1%

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateMar 10, 2022
Property Address45 FERGUSON RD, WARREN, NJ 07059-6907
Document Number0000010224
Book / Page7430 / 738
Instrument DateMar 07, 2022
Instrument2022010224
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyGREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,031.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2002 BAYVIEW AVE, 2002, BARNEGAT LIGHT, NJ 08006-1480

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 FERGUSON RD, WARREN, NJ 07059-6907

Mortgage

Document Number0000010225
DateMar 10, 2022
Instrument2022010225
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Somerset County and Warren Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionWarren Township
Elementary School DistrictWarren Township School District (KG - 08)
Secondary School DistrictWatchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,291,600 (+117.22%) Land $381,900 Building $909,700$1,291,600 (+117.22%) Land $381,900 Building $909,700
2025$10,417.00 (+2.42%)$594,600 (+15.57%) Land $363,600 Building $231,000$594,600 (+15.57%) Land $363,600 Building $231,000
2024$10,171.00 (-1.18%)
2023$514,500 Land $305,400 Building $209,100$514,500 Land $305,400 Building $209,100
2022$10,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350522031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1979–2011)
Claims Outside the SFHA5 of 8
Most Recent ClaimNov 2011, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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