Otsego County and Oneonta City property record for 45 Fairview St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (May 2007) |
| Tax Bill | $5,287 (2026) |
| Deeds & Mortgages | May 2017 Transfer Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.9-1-2 |
| Primary APN | 361200 300.9-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 892 sqft |
| 2nd Floor Area | 876 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 140 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1274 |
|---|---|
| Street Address | 45 FAIRVIEW ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 591100 |
45 Fairview St is owned and occupied by an individual who acquired it in May 2017.
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 FAIRVIEW ST, ONEONTA, NY 13820-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2007 · Amount on File |
| Deed Sale | May 8, 2007 · Amount on File |
| Deed Book / Page | 1104 / 129 |
| Last Transfer Date | May 3, 2017 |
| Transfer Doc | 2017002120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 9, 2017 |
| Property Address | 45 FAIRVIEW ST, ONEONTA, NY 13820-2415 |
| Document Number | 0000002120 |
| Instrument Date | May 3, 2017 |
| Instrument | 2120 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 FAIRVIEW ST ONEONTA NY 138202415, ONEONTA, NY 13820-2415 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 6, 2017 |
| Property Address | 45 FAIRVIEW ST, ONEONTA, NY 13820-2415 |
| Document Number | 0000000099 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 99 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 FAIRVIEW ST ONEONTA NY 138202415, ONEONTA, NY 13820-2415 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,287.00 (+31.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,021.00 | $136,000 (-) Land $13,400 Building $122,600 | $191,549 (+14.08%) Land $18,873 Building $172,676 |
| 2023 | $136,000 Land $13,400 Building $122,600 | $167,901 Land $16,543 Building $151,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Fairview St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1986–2014) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Feb 2014 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Fairview St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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