Hennepin County property record for 45 Fairhope Ave, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.25 ba · 2,431 sqft · built 2001 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,749,000 (Sep 2020) |
| Tax Bill | $26,822 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 21-117-23-41-0043 |
| Primary APN | 21-117-23-41-0043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,431 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| 2nd Floor Area | 597 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 400 sqft |
| Patio Area | 440 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 45 FAIRHOPE AVE |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T REG. LAND SURVEY NO. 0361 TRACT B RLS NO 361 AND TRACT C RLS NO 1568 IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 21 |
| Legal Quarter | 41 |
| Legal Subdivision | REG. LAND SURVEY NO. 0361 |
| Legal Tract | B,C |
| Legal Block | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 27501 |
45 Fairhope Ave is owned by two individuals who bought it in September 2020.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4508 GOLF TER, MINNEAPOLIS, MN 55424-1509 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 3, 2020 | Warranty Deed, Transfer TITLESMART |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Dec 10, 2001 · Amount on File |
| Deed Document Number | 20205742605 |
| Prior Transfer Date | Nov 2, 2016 |
| Prior Transfer Doc | 0005407915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 FAIRHOPE AVE, EXCELSIOR, MN 55331-9514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T05804942 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | T05804942 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 3, 2020 |
| Property Address | 45 FAIRHOPE AVE, EXCELSIOR, MN 55331-9514 |
| Document Number | 0005742605 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 5742605 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Tax | $5,947.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4508 GOLF TER EDINA MN 554241509, EDINA, MN 55424-1509 |
The 2025 property tax bill for 45 Fairhope Ave was $26,822.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,822.00 | $2,085,600 Land $1,519,400 Building $566,200 | $2,085,600 Land $1,519,400 Building $566,200 |
| 2023 | $20,609.00 Homeowner's exemption | ||
| 2022 | $1,740,000 Land $1,292,000 Building $448,000 | $1,740,000 Land $1,292,000 Building $448,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Fairhope Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 931.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Fairhope Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures