45 Fairfield St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 45 Fairfield St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,596 sqft · built 2024
Lot Size0.263 acres (11,456 sqft)
Owner2 Trust Names on File
Last Sale$3,000,000 (Mar 2025)
Tax Bill$8,853 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
May 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNM:0050001600000

Property Details

APN / Parcel Number

Primary APNM:0050001600000
Alternative APN
  • NEED M:005.0 B:0016 L:0000.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area2,364 sqft
1st Floor Area828 sqft
Basement Area768 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,456 sqft (0.263 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 FAIRFIELD ST
CityNEEDHAM
StateMA
Zip02492-4512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block16
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group7
Census Block7013
Census Tract403100

Owner

Source: Norfolk County and Needham Town records · APN M:0050001600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address45 FAIRFIELD ST, NEEDHAM, MA 02492-4512
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Fiduciary Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK
May 13, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2025 · Amount on Record
Deed SaleMar 07, 2025 · Amount on Record
Prior SaleFeb 27, 2024 · Amount on Record
Deed Document Number202513917
Record UpdatedSep 20, 2026

February 2024: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionNEEDHAM MA
Recording DateFeb 27, 2024
Property Address45 FAIRFIELD ST, NEEDHAM, MA 02492-4512
Document Number041654-342
Book / Page41654 / 342
Instrument DateFeb 27, 2024
Instrument11159
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 EUCLID AVE, NATICK, MA 01760-1954

Mortgage

Document Number0000011160
DateFeb 27, 2024
Instrument11160
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address45 FAIRFIELD ST, NEEDHAM, MA 02492-4512
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040535-161
DateMay 13, 2022
Book Page40535/161
Instrument42208
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term721 Months
DueJun 01, 2082
Interest
Rate TypeAdjustable Rate
Rate4.03%
Type Change DateJul 01, 2022
IndexOther

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,853.00 (-10.34%)$835,200 (+10.3%) Land $803,100 Building $32,100$2,835,370 (+149.15%)
2024$1,138,005
2023$9,874.00$757,200 Land $583,200 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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