45 Fair Ridge Ct, Covington, GA 30016 Property Records

Newton County property record for 45 Fair Ridge Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,511 sqft · built 1990
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Oct 2025)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00250-00000-156-000`

Property Details

APN / Parcel Number

Primary APN	`00250-00000-156-000`
Alternative APNs	`0025 156` `10534`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,511 sqft Heated Area
1st Floor Area	1,511 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	10534
Street Address	45 FAIR RIDGE CT
City	COVINGTON
State	GA
Zip	30016-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.51AC LT20B FAIRVIEW CHAS
Legal Subdivision	FAIRVIEW CHASE
Legal Lot Number	20B
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100505

Owner

45 Fair Ridge Ct is owned by two individuals who bought it in October 2025.

Source: Newton County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6020 PORT TOBACCO RD, INDIAN HEAD, MD 20640-3561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Book / Page	4771 / 393
Record Updated	Jun 8, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 15, 2025
Property Address	45 FAIR RIDGE CT, COVINGTON, GA 30016-1111
Document Number	0047710393
Book / Page	4771 / 393
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.77
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6020 PORT TOBACCO RD, INDIAN HEAD, MD 20640-3561

Mortgage

Document Number	2025011639
Date	Oct 15, 2025
Instrument	2025011639

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 45 Fair Ridge Ct was $2,825, down 0.4% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,825.00 (-0.42%)	$111,160 (+1.39%) Land $18,000 Building $93,160	$277,900 (+1.39%) Land $45,000 Building $232,900
2024	$2,837.00	$109,640 (+11.42%) Land $18,000 Building $91,640	$274,100 (+11.42%) Land $45,000 Building $229,100
2023		$98,400 Land $7,800 Building $90,600	$246,000 Land $19,500 Building $226,500
2022	$2,218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Fair Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Fair Ridge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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