Laurens County property record for 45 Fabian Dr, Waterloo, SC 29384 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | May 2025 Sale Mar 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-01-01-031 |
| Primary APN | 279-01-01-031 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2790101031 95739889 |
|---|---|
| Street Address | 45 FABIAN DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 |
| Legal Lot Number | 33 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 920202 |
Source: Laurens County records · APN 279-01-01-031
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4800 WINDING RIDGE CT, SACRAMENTO, CA 95841-4548 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 09, 2025 | Deed, Transfer |
| Mar 03, 2025 | Deed, Transfer · Line of Credit XPERT HOME LENDING INC |
| Jun 14, 2021 | Deed, Transfer · Stand-Alone Second Mortgage SOUTHERN FIRST BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2025 |
| Deed Sale | May 09, 2025 |
| Prior Sale | Mar 03, 2025 · Amount on Record |
| Deed Document Number | 2025004015 |
| Deed Book / Page | D1901 / 135 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 09, 2025 |
| Property Address | 45 FABIAN DR, WATERLOO, SC 29384-4655 |
| Document Number | 0D19010135 |
| Book / Page | D1901 / 135 |
| Map Reference | MB PC A650 PG 5 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 2025004015 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 WINDING RIDGE CT, SACRAMENTO, CA 95841-4548 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 03, 2025 |
| Property Address | 45 FABIAN DR, WATERLOO, SC 29384-4655 |
| Document Number | 0D18820093 |
| Book / Page | D1882 / 93 |
| Map Reference | MB PC A650 PG 5 |
| Instrument Date | Feb 27, 2025 |
| Instrument | 2025001668 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,601.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4800 WINDING RIDGE CT, SACRAMENTO, CA 95841-4548 |
| Document Number | 2025001669 |
|---|---|
| Date | Mar 03, 2025 |
| Instrument | 2025001669 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 14, 2021 |
| Property Address | 45 FABIAN DR, WATERLOO, SC 29384-4655 |
| Document Number | 0D15800175 |
| Book / Page | D1580 / 175 |
| Map Reference | MB A650 PG 5 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021005376 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,090.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 FATHER HUGO DR, GREER, SC 29650-4466 |
| Document Number | 0M27090054 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | M2709/54 |
| Instrument | 2021005377 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2031 |
Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,382.00 (+1.74%) | $15,590 (-) Land $5,390 Building $10,200 | |
| 2024 | $5,290.00 | $15,590 (-) Land $5,390 Building $10,200 | |
| 2023 | $15,590 (-) | $259,900 (-0.04%) Building $259,900 | |
| 2022 | $5,183.00 | $15,590 Land $5,390 Building $10,200 | $260,000 (-) Land $90,000 Building $170,000 |
| 2021 | $260,000 Land $90,000 Building $170,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 5 of 8 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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