45 Everett St, Newport, RI 02840 Property Records

Newport City property record for 45 Everett St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,152 sqft · built 1871
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2013)
Tax Bill	$12,709 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04234`

Property Details

APN / Parcel Number

Primary APN	`R04234`
Alternative APN	`NEWP M:022 B:0017`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,152 sqft Living Area
Gross Area	8,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1984
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	10,450 sqft (0.24 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R04234
Street Address	45 EVERETT ST
City	NEWPORT
State	RI
Zip	02840-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	17
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2025
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kay Street-Catherine Street-Old Beach Road Historic District (Boundary Decrease) listed 2018 · 536 contributing resources · NRIS 73000052

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 EVERETT ST, NEWPORT, RI 02840-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Deed Book / Page	2373 / 314
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	45 EVERETT ST, NEWPORT, RI 02840-2731
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2986-248
Date	Apr 6, 2021
Book Page	2986/248
Instrument	135399

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	45 EVERETT ST, NEWPORT, RI 02840-2731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2848-146
Date	Nov 13, 2019
Book Page	2848/146
Instrument	125538

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	45 EVERETT ST, NEWPORT, RI 02840-2731
Document Number	2753-48
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EVERETT ST NEWPORT RI 028402731, NEWPORT, RI 02840-2731

Mortgage

Document Number	2753-48
Date	Jun 27, 2018
Book Page	002753/000048
Instrument	117864

Lender

Name	LOANDEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 26, 2038

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,709.00 (+10.54%)	$1,770,100 (+52.73%) Land $576,500 Building $1,193,600
2023	$11,497.00 (+3.22%)	$1,159,000 (-) Land $376,900 Building $782,100
2022	$11,138.00	$1,159,000 Land $376,900 Building $782,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1984–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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