45 Ervin Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 45 Ervin Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,121 sqft · built 2006
Lot Size	0.168 acres (7,328 sqft)
Owner	Company Name on Record
Last Sale	$888,000 (Oct 2019)
Tax Bill	$11,975 (2025)
Deeds & Mortgages	Dec 2019 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`799-46-059`

Property Details

APN / Parcel Number

Primary APN	`799-46-059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,121 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,349 sqft
2nd Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,328 sqft (0.168 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 ERVIN CT
City	GILROY
State	CA
Zip	95020-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120
Legal Description	ERVIN COURT LOT 9
Legal Subdivision	ERVIN COURT
Legal Tract	9650
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10129 CAMINO VISTA DR, CUPERTINO, CA 95014-2607
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 1, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Aug 10, 2010 · Amount on Record
Deed Document Number	201924294196
Last Transfer Date	Dec 20, 2019
Transfer Doc	0024364188
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2019
Property Address	45 ERVIN CT, GILROY, CA 95020-6601
Document Number	0024364188
Instrument Date	Dec 20, 2019
Instrument	24364188
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10129 CAMINO VISTA DR CUPERTINO CA 950142607, CUPERTINO, CA 95014-2607

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 1, 2019
Property Address	45 ERVIN CT, GILROY, CA 95020-6601
Document Number	0024294196
Map Reference	MB 782 PG 41&42
Instrument Date	Sep 26, 2019
Instrument	24294196
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10129 CAMINO VISTA DR, CUPERTINO, CA 95014-2607

Mortgage

Document Number	0024294197
Date	Oct 1, 2019
Instrument	24294197

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,576 (+6.12%) Land $334,654 Building $655,922
2025	$11,975.00
2023		$933,444 Land $315,353 Building $618,091

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	195.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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