45 Engle St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 45 Engle St, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details1,616 sqft · built 1935
Lot Size0.18 acres (7,850 sqft)
OwnerIndividual Name on Record
Last Sale$1,975,000 (Feb 2020)
Tax Bill$11,538 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-00092-0000-00018

Property Details

APN / Parcel Number

Primary APN08-00092-0000-00018
Alternative APNs
  • 080009200018
  • 131200

Interior

Stories1 Story
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area7,850 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide

Location & Zoning

Account Number131200
Street Address45 ENGLE ST
CityCRESSKILL
StateNJ
Zip07626-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description50X157 L19
Legal SubdivisionALPINECREST SEC # ONE
Legal Block92
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group1
Census Block1016
Census Tract8001

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 ENGLE ST, CRESSKILL, NJ 07626-2222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Deed Document Number202017693
Deed Book / Page3504 / 1097
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address45 ENGLE ST, CRESSKILL, NJ 07626-2222
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045200219
DateJan 4, 2022
Book Page4520/219
Instrument2022001233
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueNov 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,100 (+21.75%) Land $422,600 Building $196,500$619,100 (+21.75%) Land $422,600 Building $196,500
2025$11,538.00 (+2.99%)$508,500 (+6.87%) Land $354,300 Building $154,200$508,500 (+6.87%) Land $354,300 Building $154,200
2024$11,203.00 (+3.25%)
2023$475,800 Land $331,800 Building $144,000$475,800 Land $331,800 Building $144,000
2022$10,850.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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