Middlesex County and Waltham City property record for 45 Emmeline Ave, Waltham, MA 02452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,426 sqft · built 1960 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2017) |
| Tax Bill | $7,237 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37016 |
| Primary APN | 37016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 2,120 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 682 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,502 sqft (0.126 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 37016 |
|---|---|
| Street Address | 45 EMMELINE AVE |
| City | WALTHAM |
| State | MA |
| Zip | 02452-7937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 368901 |
45 Emmeline Ave is owned and occupied by two individuals who acquired it in January 2019.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 EMMELINE AVE, WALTHAM, MA 02452-7937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · ARM BAYCOAST MORTGAGE COMPANY |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SVGS BK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI JEANNE D'ARC CU |
| Aug 25, 2017 | Quit Claim Deed, Transfer · Conventional with PMI EASTERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on File |
| Deed Sale | Aug 25, 2017 · Amount on File |
| Prior Sale | Nov 17, 2003 · Amount on File |
| Last Transfer Date | Jan 29, 2019 |
| Transfer Doc | 1806746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 45 EMMELINE AVE, WALTHAM, MA 02452-7937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001901177 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 1901177 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 45 EMMELINE AVE, WALTHAM, MA 02452-7937 |
| Document Number | 0000014862 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 EMMELINE AVE WALTHAM MA 024527937, WALTHAM, MA 02452-7937 |
| Document Number | 0000014862 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 14862 |
| Name | FALL RIVER FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 4, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 45 EMMELINE AVE, WALTHAM, MA 02452-7937 |
| Document Number | 0000006747 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 45 EMMELINE AVE WALTHAM MA 024527937, WALTHAM, MA 02452-7937 |
| Document Number | 0000006747 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 6747 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 25, 2017 |
| Property Address | 45 EMMELINE AVE, WALTHAM, MA 02452-7937 |
| Document Number | 0000068938 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 68938 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,644.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 EMMELINE AVE WALTHAM MA 024527937, WALTHAM, MA 02452-7937 |
| Document Number | 68939 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 68939 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate | 3.25% |
|---|
The 2026 property tax bill for 45 Emmeline Ave was $7,237, up 11.2% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,237.00 (+11.24%) | $701,300 (+5.86%) Land $420,300 Building $281,000 | $724,163 (-1%) |
| 2025 | $6,506.00 (+5.11%) | $662,500 (+3.18%) Land $401,200 Building $261,300 | $804,650 (+2.18%) |
| 2024 | $6,190.00 (+1.59%) | $642,100 (+8.76%) Land $383,400 Building $258,700 | $787,455 |
| 2023 | $6,093.00 | $590,400 Land $347,900 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Emmeline Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Emmeline Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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