45 Emerson St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 45 Emerson St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,203 sqft · built 1900
Lot Size	0.142 acres (6,207 sqft)
Owner	Individual Name on Record
Last Sale	$737,000 (Oct 2022)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18067`

Property Details

APN / Parcel Number

Primary APN	`18067`
Alternative APN	`WAKE M:000011 B:0156 P:00053A`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
Gross Area	4,036 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,207 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	18067
Street Address	45 EMERSON ST
City	WAKEFIELD
State	MA
Zip	01880-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	156
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2001
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 EMERSON ST, WAKEFIELD, MA 01880-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Jul 23, 2018	Deed of Trust, Mortgage · ARM SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Jul 25, 1975 · Amount on Record
Deed Document Number	2022155026
Deed Book / Page	80835 / 318
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Oct 17, 2022
Property Address	45 EMERSON ST, WAKEFIELD, MA 01880-2228
Document Number	080835-318
Book / Page	80835 / 318
Instrument Date	Oct 17, 2022
Instrument	155026
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EMERSON ST, WAKEFIELD, MA 01880-2228

Mortgage

Document Number	0000155027
Date	Oct 17, 2022
Instrument	155027

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Nov 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	45 EMERSON ST, WAKEFIELD, MA 01880-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71360-498
Date	Jul 23, 2018
Book Page	71360/498
Instrument	110480

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00 (+1.5%)	$674,500 (+0.6%) Land $348,000 Building $326,500	$865,640 (+3.9%)
2024	$7,543.00 (+5.16%)	$670,500 (+9.65%) Land $345,900 Building $324,600	$833,150
2023	$7,173.00	$611,500 Land $315,500 Building $296,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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