Hampden County and Chicopee City property record for 45 Emerald St, Chicopee, MA 01013 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1830 |
| Square Footage | 752 sqft Living Area |
| Lot Size | 4,426 sqft (0.102 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,900 (2018) |
| Tax Bill | $2,018.00 (2025) |
| Primary APN | 60-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 752 sqft Living Area |
| Gross Area | 1,523 sqft Gross Area |
| 1st Floor | 456 sqft 1st Floor |
| Basement Area | 456 sqft Basement |
| Unfinished Basement | 456 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Other Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,426 sqft (0.102 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 60-00020 |
|---|---|
| Street Address | 45 EMERALD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Minor Civil Division | CHICOPEE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 810901 |
Source: Hampden County and Chicopee City records · APN 60-00020
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 EMERALD ST, CHICOPEE, MA 01013-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 14, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Nov 09, 2012 · Amount on Record |
| Deed Book / Page | 22313 / 176 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 45 EMERALD ST, CHICOPEE, MA 01013-1603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025056-153 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 25056/153 |
| Instrument | 29200 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 14, 2018 |
| Property Address | 45 EMERALD ST, CHICOPEE, MA 01013-1603 |
| Document Number | 22313-176 |
| Book / Page | 022313 / 000176 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 48119 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 21 BERWYN ST SOUTH HADLEY MA 010751801, SOUTH HADLEY, MA 01075-1801 |
| Document Number | 22313-178 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 022313/000178 |
| Instrument | 48120 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 (+5.49%) | $133,100 (+2.7%) Land $51,500 Building $81,600 | $153,330 |
| 2024 | $1,913.00 (+6.75%) | $129,600 (+9.55%) Land $50,500 Building $79,100 | |
| 2023 | $1,792.00 | $118,300 Land $45,900 Building $72,400 |
45 Emerald St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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