45 Emerald Ct, Morton, IL 61550 Property Records

Tazewell County property record for 45 Emerald Ct, Morton, IL 61550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,765 sqft · built 1993
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2024)
Tax Bill	$12,182 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-08-101-027`

Property Details

APN / Parcel Number

Primary APN	`06-06-08-101-027`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,765 sqft Living Area
Gross Area	2,976 sqft
Basement Area	1,682 sqft
Finished Basement	1,500 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1996
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	200 ft deep x 154 ft wide
Garage Type	Attached
Garage Area	2,588 sqft
Parking Spaces	5 Parking Spaces
Pool Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 EMERALD CT
City	MORTON
State	IL
Zip	61550-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 T25N R3W THORNRIDGE SUBD SEC 2 LOT 40 & 40A (.11 AC) NW 1/4
Legal Range	03W
Legal Township	25N
Legal Section	08
Legal Subdivision	THORNRIDGE SUBD
Legal Block	101
Legal Lot Number	40
Jurisdiction	TAZEWELL IL
Township / Civil Division	MORTON
Census Block Group	1
Census Block	1045
Census Tract	21603

Owner

Source: Tazewell County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 EMERALD CT, MORTON, IL 61550-1176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	20248118
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Recording Date	Jul 16, 2026
Property Address	45 EMERALD CT, MORTON, IL 61550-1176
Document Number	0000009510
Instrument Date	Jul 11, 2026
Instrument	20269510
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EMERALD CT, MORTON, IL 61550-1176

Mortgage

Document Number	0000009510,
Date	Jul 16, 2026
Instrument	20269510

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.05%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	45 EMERALD CT, MORTON, IL 61550-1176
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EMERALD CT, MORTON, IL 61550-1176

Mortgage

Document Number	0000001987
Date	Feb 13, 2026
Instrument	202600001987

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.37%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	45 EMERALD CT, MORTON, IL 61550-1176
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003492
Date	Apr 1, 2024
Instrument	202400003492

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 22, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Morton Township
Municipality	Morton Village
Unified School District	Morton Community Unit School District 709 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,940 (+15.07%) Land $34,060 Building $156,880	$572,820 (+15.07%) Land $102,180 Building $470,640
2024	$12,182.00 (+3.87%)
2023	$11,728.00	$165,930 Land $29,600 Building $136,330	$497,790 Land $88,800 Building $408,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTON serves 17,117 people · EPA ID IL1790500
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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