45 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 45 Ely Harmony Rd, Freehold, NJ 07728 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1996
Lot Size	1.72 acres (75,089 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Feb 2021)
Tax Bill	$8,918 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-00107-0000-00003-05`

Property Details

APN / Parcel Number

Primary APN	`17-00107-0000-00003-05`
Alternative APNs	`17001070000000030005` `6075020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	75,089 sqft
Lot Dimensions	361 ft deep x 208 ft wide
Terrain	Rolling
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	6075020
Street Address	45 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: JACKSON B902 L1
Legal Subdivision	TOWNSHIP/JACKSON
Legal Block	107
Legal Lot Number	3.5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1026
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records · APN 17-00107-0000-00003-05

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Apr 27, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jul 25, 2016	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202125894
Deed Book / Page	9483 / 1297
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 19, 2021
Property Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009
Document Number	0094831297
Book / Page	9483 / 1297
Instrument Date	Jan 28, 2021
Instrument	2021025894
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	SOUTHERN SHRS TITLE AGENCY L, SOUTHERN SHORES TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,714.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 VAN HISE DR, 3, MILLSTONE TOWNSHIP, NJ 08535-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009

Mortgage

Document Number	2021025895
Date	Feb 19, 2021
Instrument	2021025895

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 27, 2020
Property Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009
Document Number	0000044312
Book / Page	009410 / 003345
Instrument Date	Mar 26, 2020
Instrument	44312
Transaction Type	Transfer
Record Updated	Jul 09, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VAN HISE DR MILLSTONE TOWNSHIP NJ 085351015, MILLSTONE TOWNSHIP, NJ 08535-1015

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 24, 2019
Property Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009
Document Number	0000123368
Book / Page	009387 / 003006
Instrument Date	Nov 27, 2019
Instrument	123368
Transaction Type	Foreclosure
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420
Investor	Possibly a Property Investor

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 ELY HARMONY RD, FREEHOLD, NJ 07728-8009
Document Number	0000003933
Book / Page	009207 / 003532
Instrument Date	Jul 25, 2016
Transaction Type	Mortgage
Record Updated	Mar 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ELY HARMONY RD FREEHOLD NJ 077288009, FREEHOLD, NJ 07728-8009

Mortgage

Document Number	0000003933
Date	Jan 11, 2017
Book Page	009207/003532
Instrument	3933

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,200 (+6.72%) Land $235,500 Building $323,700	$559,200 (+6.72%) Land $235,500 Building $323,700
2025	$8,918.00 (-2.24%)	$524,000 (+11.39%) Land $210,500 Building $313,500	$524,000 (+11.39%) Land $210,500 Building $313,500
2024	$9,122.00 (+14.7%)
2023		$470,400 Land $205,800 Building $264,600	$470,400 Land $205,800 Building $264,600
2022	$7,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 77% of New Jersey
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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