45 Elm St, Winsted, CT 06098 Property Records

Winchester Town property record for 45 Elm St, Winsted, CT 06098 · Last verified July 2026

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details6,092 sqft · built 1880
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$430,000 (May 2023)
Tax Bill$6,305 (2025)
Deeds & MortgagesJan 2024 Refinance
May 2023 Sale & Mortgage
+ 1 more
APNWINC M:110 B:052 L:007

Property Details

APN / Parcel Number

Primary APNWINC M:110 B:052 L:007
Alternative APNs
  • WSTR M:110 B:052 L:007
  • 1507

Interior

Units11 Units
Stories2 Stories
Building Area6,092 sqft Total Area
Gross Area8,382 sqft
1st Floor Area2,214 sqft
AtticAttic
Attic Area1,107 sqft
Basement Area1,107 sqft
Unfinished Basement1,107 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1507
Street Address45 ELM ST
CityWINSTED
StateCT
Zip06098-1654
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block52
Legal Lot Number7
JurisdictionWINCHESTER CT
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2011
Census Tract320101

Owner

Source: Winchester Town records · APN WINC M:110 B:052 L:007

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address39 JULIUS ST, HARTFORD, CT 06114-1738
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
STRONGHILL CAPITAL LLC
May 04, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
PROVOST CAPITAL LLC
Mar 24, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
RBT PROPERTIES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2023 · Amount on Record
Deed SaleMay 04, 2023 · Amount on Record
Prior SaleMar 24, 2022 · Amount on Record
Deed Document Number2023950
Deed Book / Page476 / 774
Transfer Doc393-1055
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CT
Property Address45 ELM ST, WINSTED, CT 06098-1654
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481-74
DateJan 04, 2024
Book Page481/74
Instrument1379580027
Lender
NameSTRONGHILL CAPITAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateMay 04, 2023
Property Address45 ELM ST, WINSTED, CT 06098-1654
Document Number000476-774
Book / Page476 / 774
Instrument DateApr 21, 2023
Instrument20230-00000950
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1356850014
DateMay 04, 2023
Instrument1356850014
Lender
NamePROVOST CAPITAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateMar 24, 2022
Property Address45 ELM ST, WINSTED, CT 06098-1654
Document Number000468-937
Book / Page468 / 937
Instrument DateDec 10, 2021
Instrument20220-00000551
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1157940013
DateMar 24, 2022
Instrument1157940013
Lender
NameRBT PROPERTIES LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winchester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,305.00$216,160 (-) Land $34,230 Building $181,930$151,312 Land $23,961 Building $127,351
2024$6,305.00 (+10.54%)
2023$5,704.00 (-5.55%)$216,160 (+20.06%) Land $34,230 Building $181,930
2022$6,039.00$180,040 Land $30,590 Building $149,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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