45 Elm St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 45 Elm St, Waterville, ME 04901

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 8 ba · 4,670 sqft · built 1920
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on Record
Last Sale$437,500 (Apr 2020)
Tax Bill$6,212 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:044 B:133

Property Details

APN / Parcel Number

Primary APNWAVL M:044 B:133
Alternative APN
  • 478

Interior

Bedrooms9 Beds
Full Baths8 Baths
Total Rooms15 Rooms
Units8 Units
Stories2 Stories
Building Area4,670 sqft Living Area
Gross Area8,637 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number478
Street Address45 ELM ST
CityWATERVILLE
StateME
Zip04901-6563
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block133
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3000
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1065 SW 8TH ST, MIAMI, FL 33130-3601
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Deed Document Number20206998
Deed Book / Page13516 / 241
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateApr 1, 2020
Property Address45 ELM ST, WATERVILLE, ME 04901-6563
Document Number2020006998
Book / Page13516 / 241
Instrument DateMar 26, 2020
Instrument2020006998
Transaction TypeTransfer
Record UpdatedDec 5, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SCHEMERHORN ST #340 # 340, 340, BROOKLYN, NY 11201-4802

Mortgage

Document Number2020006999
DateApr 1, 2020
Instrument2020006999
Lender
NameKLEM K INVS LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,212.00 (+9.68%)$365,400 (+28.39%) Land $29,700 Building $335,700
2023$5,664.00 (+37.21%)$284,600 (+78.21%) Land $11,400 Building $273,200
2022$4,128.00$159,700 Land $8,600 Building $151,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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