45 Elm Ave, Wyoming (Cincinnati), OH 45215 Property Records

Hamilton County property record for 45 Elm Ave, Wyoming, OH 45215

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,000 sqft · built 1917
Lot Size0.129 acres (5,619 sqft)
OwnerIndividual Name on File
Tax Bill$5,947 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN592-0012-0189-00

Property Details

APN / Parcel Number

Primary APN592-0012-0189-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
Gross Area3,002 sqft
1st Floor Area1,058 sqft
2nd Floor Area942 sqft
Basement Area594 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions99.5 ft deep x 60 ft wide
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address45 ELM AVE
CityWYOMING
StateOH
Zip45215-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELM AVE 60 X 99.48 IRR-PTLOT 30 WYOMING-LOCKLAND L& B CO
Legal SubdivisionWYOMING LAND BLDG CO
Legal Lot Number30
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group3
Census Block3017
Census Tract22602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Village Historic District
listed 1986 · 278 contributing resources · NRIS 86001626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Elm Ave is owned and occupied by an individual who acquired it in November 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address45 ELM AVE, WYOMING, OH 45215-4323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Dec 27, 2021Transfer on Death Deed, Transfer
Dec 27, 2021Affidavit of Death of Joint Tenant, Transfer
Oct 6, 2021Affidavit of Death of Joint Tenant, Transfer
Jul 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 16, 2021
Transfer Doc0000154388
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 22, 2026
Property Address45 ELM AVE, WYOMING, OH 45215-4323
Document Number0000040473
Book / Page15672 / 650
Instrument DateApr 14, 2026
Instrument202640473
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELM AVE, WYOMING, OH 45215-4323

Mortgage

Document Number0000040473,
DateMay 22, 2026
Book Page15672/650
Instrument202640473
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 25, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateDec 27, 2021
Property Address45 ELM AVE, WYOMING, OH 45215-4323
Document Number0000154388
Book / Page14571 / 2999
Map ReferenceMB 4 PG 198
Instrument DateNov 16, 2021
Instrument2021-0154388
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address45 ELM AVE, WYOMING, OH 45215-4323

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateDec 27, 2021
Property Address45 ELM AVE, WYOMING, OH 45215-4323
Document Number0000154387
Book / Page14571 / 2996
Map ReferenceMB 4 PG 198
Instrument DateNov 16, 2021
Instrument2021-0154387
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELM AVE, WYOMING, OH 45215-4323

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateOct 6, 2021
Property Address45 ELM AVE, WYOMING, OH 45215-4323
Document Number0000121187
Book / Page14517 / 2421
Map ReferenceMB 4 PG 198
Instrument DateSep 21, 2021
Instrument2021-0121187
Transaction TypeTransfer
Record UpdatedNov 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELM AVE, WYOMING, OH 45215-4323

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJul 30, 2020
Property Address45 ELM AVE, WYOMING, OH 45215-4323
Document Number0000074531
Book / Page014221 / 000531
Instrument DateJul 24, 2020
Instrument74531
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELM AVE WYOMING OH 452154323, WYOMING, OH 45215-4323

Tax Assessment & Valuation

The 2025 property tax bill for 45 Elm Ave was $5,947 with a homeowner's exemption, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,947.00 (+2.32%) Homeowner's exemption$107,944 (-) Land $25,050 Building $82,894$308,410 Land $71,570 Building $236,840
2024$5,812.00 (+7.59%) Homeowner's exemption$107,944 (-) Land $25,050 Building $82,894
2023$5,402.00 (+11.59%) Homeowner's exemption$107,944 (+34.37%) Land $25,050 Building $82,894$308,410 Land $71,570 Building $236,840
2022$4,841.00 Homeowner's exemption$80,332 Land $25,564 Building $54,768
2020$229,520 Land $73,040 Building $156,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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