45 Elm Ave, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 45 Elm Ave, Augusta, ME 04330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,327 sqft · built 1954
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2026)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107450`

Property Details

APN / Parcel Number

Primary APN	`107450`
Alternative APN	`AUGU M:00043 B:00036 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	948 sqft
Attic	Attic
Attic Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	107450
Street Address	45 ELM AVE
City	AUGUSTA
State	ME
Zip	04330-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	36
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2002
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Augusta City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	168 AUGUSTA RD, WINSLOW, ME 04901-7173
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ANDROSCOGGIN BANK
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ANDROSCOGGIN BANK
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 28, 2017	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	202622546
Deed Book / Page	15867 / 105
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Recording Date	Sep 21, 2026
Property Address	45 ELM AVE, AUGUSTA, ME 04330-4110
Document Number	0000022547
Book / Page	15867 / 107
Instrument Date	Sep 18, 2026
Instrument	202622547
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	45 ELM AVE, AUGUSTA, ME 04330-4110

Mortgage

Document Number	0000022547,
Date	Sep 21, 2026
Book Page	15867/107
Instrument	202622547

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Sep 21, 2026
Property Address	45 ELM AVE, AUGUSTA, ME 04330-4110
Document Number	0000022546
Book / Page	15867 / 105
Instrument Date	Sep 18, 2026
Instrument	202622546
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	168 AUGUSTA RD, WINSLOW, ME 04901-7173

Mortgage

Date	Sep 21, 2026

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Oct 24, 2022
Property Address	45 ELM AVE, AUGUSTA, ME 04330-4110
Document Number	2022026236
Book / Page	14614 / 8
Instrument Date	Oct 21, 2022
Instrument	2022026236
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 NEWLAND AVE, AUGUSTA, ME 04330-4113

Mortgage

Document Number	2022026237
Date	Oct 24, 2022
Instrument	2022026237

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Aug 28, 2017
Property Address	45 ELM AVE, AUGUSTA, ME 04330-4110
Document Number	2017020207
Book / Page	12701 / 0131
Instrument	2017020207
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017020208
Date	Aug 28, 2017
Instrument	2017020208

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (+2.51%)	$127,100 (-) Land $22,500 Building $104,600
2024	$3,025.00 (+5%)	$127,100 (+1.27%) Land $22,500 Building $104,600
2023	$2,881.00 (+4.73%)	$125,500 (-) Land $22,500 Building $103,000	$309,510
2022	$2,751.00	$125,500 Land $22,500 Building $103,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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