45 Ellen St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 45 Ellen St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1978
Square Footage	2,337 sqft Living Area
Lot Size	16,425 sqft (0.377 acres)
Occupancy	Owner Occupied
Last Sale	$172,000 (2014)
Tax Bill	$5,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`351200 146.24-02-11`
Alternative APNs	`120014602400020110000000` `6074`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,337 sqft Living Area
1st Floor	1,479 sqft 1st Floor
Basement Area	858 sqft Basement
Finished Basement	858 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	16,425 sqft (0.377 acres)
Depth X Width	150 ft x 109 ft Depth x Width
Garage Type	Detached Garage
Garage Area	192 sqft Garage
Pool Type	Above-Ground Pool Pool Type
Porch Area	264 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	6074
Street Address	45 ELLEN ST
City	OSWEGO
State	NY
Zip	13126-4009
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	VARICK TRACT
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	1
Census Block	1002
Census Tract	21603

Owner

Source: Oswego County and Oswego City records · APN 351200 146.24-02-11

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 ELLEN ST, OSWEGO, NY 13126-4009
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	May 03, 2005 · Amount on Record
Deed Doc Number	20146331
Prior Transfer Date	Apr 10, 2001
Prior Transfer Doc	2001003742
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00	$282,000 (+73.54%) Land $24,500 Building $257,500	$282,000 (+44.04%) Land $24,500 Building $257,500
2023		$162,500 Land $19,100 Building $143,400	$195,783 Land $23,012 Building $172,771

Flood & Wildfire

45 Ellen St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.