45 Eldon Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 45 Eldon Dr, Charles Town, WV 25414 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,732 sqft Living Area
Lot Size2,047 sqft (0.047 acres)
OccupancyOwner Occupied
Last Sale$184,000 (2020)
Tax Bill$1,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-9D-0120.0000
Alternative APN
  • 19-03-9D-0120.0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,732 sqft Living Area
1st Floor1,412 sqft 1st Floor
Basement Area280 sqft Basement
Finished Basement280 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRow Home Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area2,047 sqft (0.047 acres)
Depth X Width102 ft x 20 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address45 ELDON DR
CityCHARLES TOWN
StateWV
Zip25414-5507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT #120 COUNTY GREEN TH
Legal SubdivisionTOWNHOUSES
Legal Lot Number120
JurisdictionJEFFERSON WV
Minor Civil DivisionKABLETOWN
Census Blockgroup2
Census Block2048
Census Tract972506

Owner

Source: Jefferson County records · APN 03-9D-0120.0000

Assessment roll updated November 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 ELDON DR, CHARLES TOWN, WV 25414-5507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 25, 2020Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Feb 24, 2020Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Doc Number20202278
Deed Book / Page1236 / 625
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WV
Recording DateJul 09, 2026
Property Address45 ELDON DR, CHARLES TOWN, WV 25414-5507
Document Number0000010325
Book / Page1378 / 721
Instrument DateJul 01, 2026
Instrument202610325
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$193,314.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELDON DR, CHARLES TOWN, WV 25414-5507

Mortgage

Document Number0000010326,
DateJul 09, 2026
Instrument202610326
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateFeb 25, 2020
Property Address45 ELDON DR, CHARLES TOWN, WV 25414-5507
Document Number1236/625
Book / Page1236 / 625
Map ReferenceMB 20 PG 83
Instrument DateFeb 20, 2020
Instrument202000002278
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$901.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address45 ELDON DR, CHARLES TOWN, WV 25414-5507

Mortgage

Document Number202000002279
DateFeb 25, 2020
Instrument202000002279
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionJEFFERSON WV
Recording DateFeb 24, 2020
Property Address45 ELDON DR, CHARLES TOWN, WV 25414-5507
Document Number0000002253
Book / Page001236 / 000606
Instrument DateFeb 06, 2020
Instrument2253
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELDON DR CHARLES TOWN WV 254145507, CHARLES TOWN, WV 25414-5507

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated November 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
MunicipalityCharles Town City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00 (+5.09%)$136,900 (+6.29%) Land $35,900 Building $101,000$228,200 (+6.34%) Land $59,800 Building $168,400
2023$1,809.00$128,800 Land $35,900 Building $92,900$214,600 Land $59,800 Building $154,800

Flood & Wildfire

45 Eldon Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Jefferson County (54037C), updated July 23, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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