45 Elda Dr, Brownsville, TX 78521 Property Records

Cameron County property record for 45 Elda Dr, Brownsville, TX 78521

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 2020
Lot Size	0.125 acres (5,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,300 (Apr 2021)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`749000-0010-029000`

Property Details

APN / Parcel Number

Primary APN	`749000-0010-029000`
Alternative APN	`136323`

Interior

Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,374 sqft
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	242 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Location & Zoning

Street Address	45 ELDA DR
City	BROWNSVILLE
State	TX
Zip	78521-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 2- ESPERANZA ESTATES LOT 29 BLK 1
Legal Subdivision	ESPERANZA ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	29
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2004
Census Tract	13306

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ELDA DR, BROWNSVILLE, TX 78521-4693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Vendor's Lien, Transfer · FHA Mortgage DIRECTIONS EQUITY LLC
Feb 26, 2019	Correction Deed SAN JACINTO TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Oct 16, 2014
Deed Document Number	202115914
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0202115914
Record Updated	Sep 20, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 14, 2021
Property Address	45 ELDA DR, BROWNSVILLE, TX 78521-4693
Document Number	0202115914
Map Reference	CAB 33 PG 35
Instrument Date	Apr 13, 2021
Instrument	2021-15914
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 WILDROSE LN APT 317, 317, BROWNSVILLE, TX 78520-8805

Mortgage

Document Number	0202115915
Date	Apr 14, 2021
Instrument	2021-15915

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CAMERON TX
Recording Date	Feb 26, 2019
Property Address	45 ELDA DR, BROWNSVILLE, TX 78521-4693
Document Number	024025/316
Book / Page	24025 / 316
Map Reference	VOL 33 PG 35
Instrument Date	Feb 26, 2019
Instrument	2019-00007143
Record Updated	Sep 2, 2022
Title Company	SAN JACINTO TITLE SERVICES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,399 (+1%)	$202,864 (+2.48%) Land $47,960 Building $154,904
2025	$2,591.00 (-4.74%) Homeowner's exemption	$181,272 (-5.39%)	$197,959 (+3.32%) Land $43,055 Building $154,904
2024	$2,720.00 (-10.76%)
2023	$3,048.00 (-13.7%) Additional exemption filed	$191,590 Land $33,518 Building $158,072	$191,590 Land $33,518 Building $158,072
2022	$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, VTX Communications.

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