45 el Bonito Way, Millbrae, CA 94030 Property Records

San Mateo County property record for 45 el Bonito Way, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,200 sqft · built 1988
Lot Size	0.157 acres (6,846 sqft)
Owner	2 Individual Names on File
Last Sale	$1,498,000 (Aug 2008)
Tax Bill	$23,983 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-081-420`

Property Details

APN / Parcel Number

Primary APN	`024-081-420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	1,600 sqft
2nd Floor Area	1,600 sqft
Basement Area	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,846 sqft (0.157 acres)
Lot Dimensions	113 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 EL BONITO WAY
City	MILLBRAE
State	CA
Zip	94030-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 56 MILLBRAE HIGHLANDS NO 6 RSM 22/16
Legal Subdivision	MILLBRAE HIGHLANDS NO 6
Legal Block	56
Legal Lot Number	18
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2002
Census Tract	604700

Owner

Source: San Mateo County records · APN 024-081-420

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 EL BONITO WAY, MILLBRAE, CA 94030-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2008 · Amount on Record
Deed Sale	Aug 13, 2008 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	200892569
Last Transfer Date	Dec 21, 2010
Transfer Doc	0000163200
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	45 EL BONITO WAY, MILLBRAE, CA 94030-2224
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034362
Date	May 09, 2019
Instrument	2019-034362

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,967,634 (+2%) Land $983,817 Building $983,817
2025	$23,983.00 (+7.51%) Homeowner's exemption	$1,929,054 (+4.04%) Land $964,527 Building $964,527
2023	$22,308.00 (+9.09%) Homeowner's exemption	$1,854,148 Land $927,074 Building $927,074	$1,574,280
2022	$20,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816047002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 679 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF MILLBRAE serves 22,795 people
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.