Bergen County and Moonachie Borough property record for 45 Edstan Dr, Moonachie, NJ 07074
| Property Type | Single Family Home |
|---|---|
| Details | 1,371 sqft · built 1950 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,000 (Jul 2019) |
| Tax Bill | $9,439 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2022 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 37-00044-0000-00014 |
| Primary APN | 37-00044-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,371 sqft Living Area |
| 1st Floor Area | 1,371 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,480 sqft (0.149 acres) |
| Lot Dimensions | 108 ft deep x 60 ft wide |
| Account Number | 00043000 |
|---|---|
| Street Address | 45 EDSTAN DR |
| City | MOONACHIE |
| State | NJ |
| Zip | 07074-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IRR60X108 |
| Legal Subdivision | EDSTAN VILLAGE INC |
| Legal Block | 44 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MOONACHIE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 36200 |
45 Edstan Dr is owned and occupied by an individual who bought it in July 2019.
Source: Bergen County and Moonachie Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2019 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 17, 2018 | Grant Deed, Transfer ELITE TITLE GROUP LLC |
| Mar 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on File |
| Deed Sale | Jul 23, 2019 · Amount on File |
| Prior Sale | May 17, 2018 · Amount on File |
| Deed Document Number | 201947313 |
| Deed Book / Page | 3301 / 1329 |
| Prior Transfer Date | Mar 27, 2008 |
| Prior Transfer Doc | 0095170479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050550067 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 5055/67 |
| Instrument | 2023051859 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Document Number | 0046680527 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 4668/527 |
| Instrument | 2022046821 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0035561580 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 3556/1580 |
| Instrument | 20-034443 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 23, 2019 |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Document Number | 0033011329 |
| Book / Page | 3301 / 1329 |
| Instrument Date | May 2, 2019 |
| Instrument | 19-047313 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 EDSTAN DR, MANVILLE, NJ |
| Document Number | 0033011335 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 3301/1335 |
| Instrument | 2019-047313.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 17, 2018 |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Document Number | 0029440483 |
| Book / Page | 002944 / 000483 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 35021 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 EDSTAN DR MOONACHIE NJ 070741238, MOONACHIE, NJ 07074-1238 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 1, 2017 |
| Property Address | 45 EDSTAN DR, MOONACHIE, NJ 07074-1238 |
| Document Number | 0025481993 |
| Book / Page | 002548 / 001993 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 EDSTAN DR MOONACHIE NJ 070741238, MOONACHIE, NJ 07074-1238 |
The 2025 property tax bill for 45 Edstan Dr was $9,439, up 1.2% from the year before.
Source: Bergen County and Moonachie Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Moonachie Borough |
| Unified School District | Moonachie Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,000 (+7.76%) Land $275,600 Building $299,400 | $575,000 (+7.76%) Land $275,600 Building $299,400 | |
| 2025 | $9,439.00 (+1.22%) | $533,600 Land $258,100 Building $275,500 | $533,600 Land $258,100 Building $275,500 |
| 2024 | $9,325.00 | ||
| 2023 | $464,100 Land $210,600 Building $253,500 | $464,100 Land $210,600 Building $253,500 | |
| 2022 | $9,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Edstan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 288 (1979–2024) |
| Claims Outside the SFHA | 16 of 288 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Edstan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures