Cleburne County property record for 45 Echo Ln, Heber Springs, AR 72543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,853 sqft · built 1989 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Sep 2018) |
| Tax Bill | $2,001 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-01151-002 |
| Primary APN | 002-01151-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,853 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Attached |
| Garage Area | 639 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 320 sqft |
| Patio Area | 144 sqft |
| Utility Building | 320 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 45 ECHO LN |
|---|---|
| City | HEBER SPRINGS |
| State | AR |
| Zip | 72543-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 80 & 81 |
| Legal Range | 10 |
| Legal Township | 10 |
| Legal Section | 20 |
| Legal Subdivision | CRYSTAL FOREST II |
| Legal Lot Number | 80,81 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | HEBER |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 480400 |
45 Echo Ln is owned and occupied by two individuals who bought it in September 2018.
Source: Cleburne County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 ECHO LN, HEBER SPRINGS, AR 72543-9542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage REM CORPORATION |
| Sep 4, 2018 | Fiduciary Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on File |
| Deed Sale | Sep 4, 2018 · Amount on File |
| Prior Sale | May 1, 1991 · Amount on File |
| Deed Document Number | 20184876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 45 ECHO LN, HEBER SPRINGS, AR 72543-9542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Name | Verified Name |
|---|---|
| Address | 45 ECHO LN, HEBER SPRINGS, AR 72543-9542 |
| Document Number | 202005346 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 202005346 |
| Name | REM CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | WOODRIDGE, IL 60517 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Sep 1, 2048 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Sep 4, 2018 |
| Property Address | 45 ECHO LN, HEBER SPRINGS, AR 72543-9542 |
| Document Number | 201804876 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 201804876 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | GENERAL LAND AND TITLE SERVICES, GENERAL LAND & TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 PINEHURST CIR, 14, LITTLE ROCK, AR 72212-3433 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 11852, HEBER SPRINGS, AR 72543 |
| Document Number | 201804877 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 201804877 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 45 Echo Ln was $2,001, up 9.1% from the year before.
Source: Cleburne County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Unified School District | Heber Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,001.00 (+9.11%) | $58,815 (-) Land $6,400 Building $52,415 | $294,075 (-) Land $32,000 Building $262,075 |
| 2025 | $1,834.00 | $58,815 Land $6,400 Building $52,415 | $294,075 Land $32,000 Building $262,075 |
| 2023 | $1,599.00 | $43,904 Land $6,400 Building $37,504 | $219,520 Land $32,000 Building $187,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Echo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Echo Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEBER SPRINGS WATER SYSTEM serves 14,015 people · EPA ID AR0000104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Horton's TV & Electronics, T-Mobile.
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