45 Eastern Way, Havana, FL 32333 Property Records

Gadsden County property record for 45 Eastern Way, Havana, FL 32333

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1980
Lot Size	0.874 acres (38,049 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2026)
Tax Bill	$522 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`3-03-2N-2W-0562-00000-0080`

Property Details

APN / Parcel Number

Primary APN	`3-03-2N-2W-0562-00000-0080`
Alternative APN	`1116840000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,049 sqft (0.874 acres)
Garage Area	308 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 EASTERN WAY
City	HAVANA
State	FL
Zip	32333-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 478 P 281 OR 363 P 1380 LO
Legal Range	2W
Legal Township	2N
Legal Section	03
Legal Subdivision	SUTTERS CREEK
Legal Lot Number	8
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

45 Eastern Way is owned and occupied by an individual who bought it in March 2026.

Source: Gadsden County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 EASTERN WAY, HAVANA, FL 32333-4300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Deed Document Number	20262009
Deed Book / Page	981 / 122
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 25, 2026
Property Address	45 EASTERN WAY, HAVANA, FL 32333-4300
Document Number	0009810122
Book / Page	981 / 122
Map Reference	MB 1 PG 204
Instrument Date	Mar 23, 2026
Instrument	260002009
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 NANCY DR, TALLAHASSEE, FL 32301-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EASTERN WAY, HAVANA, FL 32333-4300

Mortgage

Document Number	0009810124
Date	Mar 25, 2026
Book Page	981/124
Instrument	260002010

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	KENNESAW, GA 30144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	45 EASTERN WAY, HAVANA, FL 32333-4300
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EASTERN WAY, HAVANA, FL 32333-4300

Mortgage

Document Number	0009021945
Date	Sep 24, 2021
Book Page	902/1945
Instrument	210008134

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Eastern Way was $522 with a homeowner's exemption, up 3.6% from the year before.

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (+3.57%) Homeowner's exemption	$77,888 (+2.9%)	$133,979 (+2.52%) Land $35,000 Building $98,979
2024	$504.00 (+2.86%) Homeowner's exemption	$75,693 (+3%)	$130,692 (+3.84%) Land $32,000 Building $98,692
2023	$490.00 (+1.87%) Homeowner's exemption	$73,489 (+3%)	$125,856 (+32.51%) Land $30,000 Building $95,856
2022	$481.00 Homeowner's exemption	$71,349	$94,981 Land $8,000 Building $86,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Eastern Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Eastern Way is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVANA, TOWN OF WATER SYSTEM serves 3,860 people · EPA ID FL1200334
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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