45 East St, West Point, MS 39773 Property Records

Clay County property record for 45 East St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,264 sqft · built 1960
Lot Size	0.33 acres (14,369 sqft)
Owner	Individual Name on Record
Last Sale	$134,871 (Feb 2022)
Tax Bill	$265 (2025)
Deeds & Mortgages	Jul 2026 Foreclosure Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083C214G 0270000`

Property Details

APN / Parcel Number

Primary APN	`083C214G 0270000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,264 sqft Finished Area
1st Floor Area	1,248 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,369 sqft (0.33 acres)
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 EAST ST
City	WEST POINT
State	MS
Zip	39773-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 & PT LOT 10 BLK 19 W4 DB 310/684
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Block	19
Legal Lot Number	9-10
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 EAST ST, WEST POINT, MS 39773-3073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Public Action, Foreclosure NONE LISTED ON DOCUMENT
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	2022546
Deed Book / Page	310 / 684
Record Updated	Sep 20, 2026

July 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLAY MS
Recording Date	Jul 13, 2026
Property Address	45 EAST ST, WEST POINT, MS 39773-3073
Document Number	0000002465
Book / Page	327 / 876
Instrument Date	Jul 10, 2026
Instrument	20262465
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	45 EAST ST, WEST POINT, MS 39773-3073
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000541/756
Date	Feb 14, 2022
Book Page	541/756
Instrument	2022000547

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Feb 14, 2022
Property Address	45 EAST ST, WEST POINT, MS 39773-3073
Document Number	000310/684
Book / Page	310 / 684
Instrument Date	Feb 8, 2022
Instrument	2022000546
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 LONE OAK DR, WEST POINT, MS 39773-8094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 EAST ST, WEST POINT, MS 39773-3073

Mortgage

Document Number	2022000547
Date	Feb 14, 2022
Instrument	2022000547

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$265.00 (-57.87%) Additional exemption filed	$7,166 (-) Land $1,575 Building $5,591	$71,664 (-) Land $15,750 Building $55,914
2024		$7,166 (+24.15%) Land $1,575 Building $5,591	$71,664 (+24.17%) Land $15,750 Building $55,914
2023	$629.00 (-46.83%)	$5,772 Land $1,575 Building $4,197	$57,715 Land $15,750 Building $41,965
2022	$1,183.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on East St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures