45 E Walnut St, Ephrata, PA 17522 Property Records

Lancaster County property record for 45 E Walnut St, Ephrata, PA 17522 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1925
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (May 2026)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-93203-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-93203-0-0000`
Alternative APN	`2607M8A 5 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	630 sqft
Upper Floors Area	630 sqft
Basement Area	756 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Row Home
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	302 sqft
Shed	1 Shed
Shed Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 E WALNUT ST
City	EPHRATA
State	PA
Zip	17522-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 E WALNUT ST
Legal Lot Number	3
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3014
Census Tract	12200

Owner

Source: Lancaster County records · APN 260-93203-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 E WALNUT ST, EPHRATA, PA 17522-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Deed Document Number	202617179
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 01, 2026
Property Address	45 E WALNUT ST, EPHRATA, PA 17522-2238
Document Number	0000017179
Instrument Date	Apr 20, 2026
Instrument	2026.17179
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	REA ABSTRACT, REGAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E WALNUT ST, EPHRATA, PA 17522-2238

Mortgage

Document Number	0000017180,
Date	May 01, 2026
Instrument	2026..17180

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,000 (-) Land $36,400 Building $72,600	$109,000 (-) Land $36,400 Building $72,600
2025	$2,673.00 (+2.3%) Homeowner's exemption	$109,000 (-) Land $36,400 Building $72,600	$109,000 (-) Land $36,400 Building $72,600
2024	$2,613.00	$109,000 Land $36,400 Building $72,600
2018			$109,000 Land $36,400 Building $72,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420710122003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.