45 E Tide Way, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 45 E Tide Way, Lavallette, NJ 08735

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 656 sqft · built 2018
Lot Size0.034 acres (1,498 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Nov 2021)
Tax Bill$10,303 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN08-01106-13-00007

Property Details

APN / Parcel Number

Primary APN08-01106-13-00007
Alternative APN
  • 0801106001300007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area656 sqft Living Area
Gross Area896 sqft
1st Floor Area656 sqft
Basement Area240 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area1,498 sqft (0.034 acres)
Lot Dimensions30 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 E TIDE WAY
CityTOMS RIVER
StateNJ
Zip08753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB4
Legal Description50X30
Legal SubdivisionOCEAN BEACH UN 2
Legal Block1106
Legal Lot Number7
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group3
Census Block3031
Census Tract722500

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 E TIDE WAY, TOMS RIVER, NJ 08753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 29, 2019Grant Deed, Transfer · Conventional Mortgage
USAA
Feb 7, 2017Grant Deed, Transfer
PROSPECT MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleOct 29, 2019 · Amount on Record
Deed Document Number2021170373
Deed Book / Page18800 / 224
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateNov 30, 2021
Property Address45 E TIDE WAY, LAVALLETTE, NJ 08735-1833
Document Number0188000224
Book / Page18800 / 224
Instrument DateNov 5, 2021
Instrument2021170373
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNOT AVAILABLE, PLAZA ABSTRACT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,245.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 SUN VALLEY WAY, 40, MORRIS PLAINS, NJ 07950-1915

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 EAST DR, TOMS RIVER, NJ 08753

Mortgage

Document Number2021170374
DateNov 30, 2021
Instrument2021170374
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateOct 29, 2019
Property Address45 E TIDE WAY, LAVALLETTE, NJ 08735-1833
Document Number0176610391
Book / Page017661 / 000391
Instrument DateOct 16, 2019
Instrument109124
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyBUILDERS TITLE AGENCY INC, BUILDERS TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$467.50
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 SUN VALLEY WAY MORRIS PLAINS NJ 079501915, MORRIS PLAINS, NJ 07950-1915

Mortgage

Document Number176610397
DateOct 29, 2019
Book Page017661/000397
Instrument109125
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateFeb 7, 2017
Property Address45 E TIDE WAY, LAVALLETTE, NJ 08735-1833
Document Number0166531666
Book / Page016653 / 001666
Instrument DateFeb 1, 2017
Instrument14325
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 E TIDE WAY LAVALLETTE NJ 087351833, LAVALLETTE, NJ 08735-1833

Mortgage

Document Number166531672
DateFeb 7, 2017
Book Page016653/001672
Instrument14326
Lender
NamePROSPECT MTG LLC
TypeMortgage Company
AddressSHERMAN OAKS, CA 91403
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 6, 2047

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,300 (-) Land $394,000 Building $133,300$527,300 (-) Land $394,000 Building $133,300
2025$10,303.00 (+7.3%)$527,300 (-) Land $394,000 Building $133,300$527,300 (-) Land $394,000 Building $133,300
2024$9,602.00 (+9.11%)
2023$527,300 Land $394,000 Building $133,300$527,300 Land $394,000 Building $133,300
2022$8,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 733 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies754 units insured
incl. 21 condo units
Nearby Flood Claims1,149 (1978–2024)
Claims Outside the SFHA166 of 1,149
Most Recent ClaimAug 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 859 claims
  • Hurricane Irene, Sep 2011 · 59 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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