Monmouth County and Rumson Borough property record for 45 E River Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1924 |
| Square Footage | 2,148 sqft Living Area |
| Lot Size | 10,001 sqft (0.23 acres) |
| Last Sale | $668,000 (2021) |
| Tax Bill | $10,873.00 (2025) |
| Primary APN | 41-00039-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,148 sqft Living Area |
| 1st Floor | 1,074 sqft 1st Floor |
| Upper Floors | 1,074 sqft Upper Floors |
| Basement Area | 1,074 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,001 sqft (0.23 acres) |
| Depth X Width | 200 ft x 50 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 96 sqft Shed |
| Deck Area | 81 sqft Deck |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 073100 |
|---|---|
| Street Address | 45 E RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | ESTATE/EHRICK FAMILY/OCEANICE |
| Legal Block | 39 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00039-0000-00010
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3187, RUMSON, NJ 07760-3187 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WILLIAM PENN BANK FSB |
| Jan 12, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST NIAGARA BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Deed Doc Number | 20216566 |
| Deed Book / Page | 9472 / 4587 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 E RIVER RD, RUMSON, NJ 07760-1626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 48 SHREWSBURY DR, RUMSON, NJ 07760-1844 |
| Document Number | 0095774884 |
|---|---|
| Date | Feb 09, 2022 |
| Book Page | 9577/4884 |
| Instrument | 2022015904 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | AUDUBON, NJ 08106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 12, 2021 |
| Property Address | 45 E RIVER RD, RUMSON, NJ 07760-1626 |
| Document Number | 0000006566 |
| Book / Page | 009472 / 004587 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 6566 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $668.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3187 SEA BRIGHT NJ 077603187, SEA BRIGHT, NJ 07760-3187 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 21, 2017 |
| Property Address | 45 E RIVER RD, RUMSON, NJ 07760-1626 |
| Document Number | 0000019071 |
| Book / Page | 009213 / 009301 |
| Instrument Date | Aug 24, 2016 |
| Instrument | 19071 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | SETTLEMENT ENGINE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 45 E RIVER RD RUMSON NJ 077601626, RUMSON, NJ 07760-1626 |
| Document Number | 19072 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 009213/009308 |
| Instrument | 19072 |
| Name | FIRST NIAGARA BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14210 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,158,300 (+11.75%) Land $916,400 Building $241,900 | $1,158,300 (+11.75%) Land $916,400 Building $241,900 | |
| 2025 | $10,873.00 (+0.3%) | $1,036,500 (+14.15%) Land $830,600 Building $205,900 | $1,036,500 (+14.15%) Land $830,600 Building $205,900 |
| 2024 | $10,841.00 (+3.52%) | ||
| 2023 | $908,000 Land $738,100 Building $169,900 | $908,000 Land $738,100 Building $169,900 | |
| 2022 | $10,472.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 3% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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