45 E Prospect St, Ventura, CA 93001 Property Records

Ventura County property record for 45 E Prospect St, Ventura, CA 93001

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,939 sqft · built 1915
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Jan 2007)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0-111-110`

Property Details

APN / Parcel Number

Primary APN	`071-0-111-110`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Location & Zoning

Street Address	45 E PROSPECT ST
City	VENTURA
State	CA
Zip	93001-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-5
Legal Description	LOT: 14 REF: 002MR 168
Legal Subdivision	AVENUE TRACT
Legal Block	111
Legal Lot Number	14
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 E PROSPECT ST, VENTURA, CA 93001-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MONTECITO BK&TR
Aug 10, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 10, 2017	Quit Claim Deed, Transfer PREMIUM TITLE/CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2007 · Amount on Record
Deed Sale	Jan 26, 2007 · Amount on Record
Prior Sale	Oct 29, 2001 · Amount on Record
Deed Document Number	200717715
Last Transfer Date	Sep 15, 2017
Transfer Doc	0000120861
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 18, 2017
Property Address	45 E PROSPECT ST, VENTURA, CA 93001-1927
Document Number	0000120861
Instrument Date	Sep 15, 2017
Instrument	120861
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PREMIUM TITLE/CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45 E PROSPECT ST VENTURA CA 930011927, VENTURA, CA 93001-1927

Mortgage

Document Number	120862
Date	Sep 18, 2017
Instrument	120862

Lender

Name	MONTECITO BK&TR
Type	Bank
Address	SANTA BARBARA, CA 93120-2460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 10, 2017
Property Address	45 E PROSPECT ST, VENTURA, CA 93001-1927
Document Number	0000103364
Instrument Date	Aug 2, 2017
Instrument	103364
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45 E PROSPECT ST VENTURA CA 930011927, VENTURA, CA 93001-1927

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 10, 2017
Property Address	45 E PROSPECT ST, VENTURA, CA 93001-1927
Document Number	0000103363
Instrument Date	Aug 2, 2017
Instrument	103363
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	PREMIUM TITLE/CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 E PROSPECT ST VENTURA CA 930011927, VENTURA, CA 93001-1927

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,136 (+2%) Land $241,082 Building $158,054
2025	$4,328.00 (+0.91%)	$391,310 (+4.04%) Land $236,355 Building $154,955
2024	$4,289.00 (+1.2%)
2023	$4,238.00 (+7.29%)	$376,116 Land $227,177 Building $148,939
2022	$3,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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