45 E Park Ave, Coldwater, MI 49036 Property Records

Branch County property record for 45 E Park Ave, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$49,335 (Jun 2014)
Tax Bill	$980 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-460-00`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-460-00`

Interior

Full Baths	1 Bath
Building Area	1,192 sqft Building Perimeter
1st Floor Area	795 sqft

Exterior

Lot Area	5,227 sqft (0.12 acres)
Garage Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 E PARK AVE
City	COLDWATER
State	MI
Zip	49036-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT ON N SI RAILROAD ST 145 FT WLY FR NW COR OF INT HUDSON ST WI RAILROAD ST TH NLY PAR WI HUDSON ST 6 RDS TH WLY 53 FT
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3018
Census Tract	951400

Owner

Source: Branch County records · APN 301-000-000-460-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	227 RIDGE RD, QUINCY, MI 49082-9554
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2009	Deed of Trust, Mortgage BRANCH COUNTY HOUSING REHABILITATION COM
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage KELLOGG COMMUNITY CREDIT UNION
Sep 30, 2020	Quit Claim Deed, Transfer · Line of Credit KELLOGG COMMUNITY CU
Mar 08, 2007	Warranty Deed, Transfer · ARM SMB MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2014 · Amount on Record
Deed Sale	Jun 26, 2014 · Amount on Record
Prior Sale	Mar 08, 2007 · Amount on Record
Deed Document Number	20143819
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	45 E PARK AVE, COLDWATER, MI 49036-2129
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200900955
Date	Feb 11, 2009
Instrument	2009-00955

Lender

Name	BRANCH COUNTY HOUSING REHABILITATION COM
Type	Government Agency

Agreement

Amount	Amount Recorded

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 29, 2026
Property Address	45 E PARK AVE, COLDWATER, MI 49036-2129
Document Number	0000002635
Instrument Date	Apr 23, 2026
Instrument	20262635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002635,
Date	Apr 29, 2026
Instrument	20262635

Lender

Name	KELLOGG COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2031

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 30, 2020
Property Address	45 E PARK AVE, COLDWATER, MI 49036-2129
Document Number	202006612
Instrument Date	Sep 18, 2020
Instrument	2020-06612
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 RIDGE RD, 227, QUINCY, MI 49082-9554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 RIDGE RD, QUINCY, MI 49082-9554

Mortgage

Document Number	202006613
Date	Sep 30, 2020
Instrument	2020-06613

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 08, 2007
Property Address	45 E PARK AVE, COLDWATER, MI 49036-2129
Document Number	0200701894
Instrument Date	Mar 06, 2007
Instrument	2007-01894
Transaction Type	Transfer
Record Updated	Jun 08, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 422, COLDWATER, MI 49036-0422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E PARK AVE, COLDWATER, MI 49036-2129
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701895
Date	Mar 08, 2007
Instrument	2007-01895

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	14.1%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,250 (+6.34%)	$80,500 (+6.34%)
2025	$980.00 (+3.48%)	$37,850	$75,700
2024	$947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Coldwater Board of Public Utilities	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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