45 E Otterson St, Nashua, NH 03060 Property Records

Hillsborough County and Nashua City property record for 45 E Otterson St, Nashua, NH 03060

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,020 sqft · built 1900
Lot Size0.04 acres (1,755 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Aug 2015)
Tax Bill$5,175 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNNASH M:18 L:00020

Property Details

APN / Parcel Number

Primary APNNASH M:18 L:00020
Alternative APN
  • 27024

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,020 sqft Living Area
Gross Area2,019 sqft
Basement Area692 sqft
Unfinished Basement692 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,755 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number27024
Street Address45 E OTTERSON ST
CityNASHUA
StateNH
Zip03060-3942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD3MU
Legal Lot Number20
JurisdictionNASHUA CITY NH
Township / Civil DivisionNASHUA
Census Block Group2
Census Block2015
Census Tract10700

Owner

45 E Otterson St is owned and occupied by two individuals who bought it in August 2015.

Source: Hillsborough County and Nashua City records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address45 E OTTERSON ST, NASHUA, NH 03060-3942
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CMG FIN'L
Mar 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
CMG FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2015 · Amount on File
Deed SaleAug 24, 2015 · Amount on File
Prior SaleNov 7, 2014 · Amount on File
Deed Book / Page8783 / 834
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASHUA CITY NH
Property Address45 E OTTERSON ST, NASHUA, NH 03060-3942
Document Number0093741194
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 E OTTERSON ST NASHUA NH 030603942, NASHUA, NH 03060-3942

Mortgage

Document Number0093741194
DateNov 2, 2020
Book Page009374/001194
Instrument200063828
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASHUA CITY NH
Property Address45 E OTTERSON ST, NASHUA, NH 03060-3942
Document Number0091552327
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 E OTTERSON ST NASHUA NH 030603942, NASHUA, NH 03060-3942

Mortgage

Document Number0091552327
DateMar 29, 2019
Book Page009155/002327
Instrument9011283
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 45 E Otterson St was $5,175, up 5.8% from the year before.

Source: Hillsborough County and Nashua City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityNashua City
Unified School DistrictNashua School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,175.00 (+5.85%)$307,500 (-) Land $82,200 Building $225,300
2024$4,889.00 (+1.1%)$307,500 (+15.91%) Land $82,200 Building $225,300
2023$4,836.00 (+0.88%)$265,300 (-) Land $65,800 Building $199,500$340,290
2022$4,794.00$265,300 Land $65,800 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 E Otterson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 units insured
incl. 3 condo units
Nearby Flood Claims1 (1995)
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 E Otterson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNICHUCK WATER WORKS
private · serves 88,853 people · EPA ID NH1621010
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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