45 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 45 E Naples St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1956
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Jul 2002)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-380-08-00`

Property Details

APN / Parcel Number

Primary APN	`575-380-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,400 sqft (0.193 acres)

Location & Zoning

Street Address	45 E NAPLES ST
City	CHULA VISTA
State	CA
Zip	91911-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 570 TR 003163
Legal Subdivision	COUNTRY CLUB V
Legal Tract	003163
Legal Block	2
Legal Lot Number	570
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2012
Census Tract	13301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 6, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage OCMBC INC
Dec 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2002 · Amount on Record
Deed Sale	Jul 11, 2002 · Amount on Record
Prior Sale	Nov 16, 1994 · Amount on Record
Deed Document Number	2002581546
Prior Transfer Date	Jun 8, 2002
Prior Transfer Doc	0000581546
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206

Mortgage

Document Number	0000473710
Date	Jun 30, 2021
Instrument	2021-0473710

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206
Document Number	0000062083
Map Reference	MAP 3163
Instrument Date	Mar 2, 2026
Instrument	2026-0062083
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206

Mortgage

Document Number	0000062084
Date	Mar 6, 2026
Instrument	2026-0062084

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	45 E NAPLES ST, CHULA VISTA, CA 91911-2206
Document Number	0000840418
Instrument Date	Oct 7, 2020
Instrument	840418
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E NAPLES ST CHULA VISTA CA 919112206, CHULA VISTA, CA 91911-2206

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$263,814 (+2%) Land $95,929 Building $167,885
2025	$3,107.00 (+5.11%)	$258,643 (+4.04%) Land $94,049 Building $164,594
2023	$2,956.00 (+2.92%)	$248,601 Land $90,398 Building $158,203
2022	$2,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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